tomato pay is a QR-code based payments app for businesses and sole traders to receive payments from their customers in a fairer, ethical way. A more affordable way to collect payments, tomato pay allows businesses to receive payment almost immediately into their bank account, gets rid of card minimum fees at the till, and ensures that business owners receive no more chargebacks. Customers can support their local communities by paying businesses in an ethical, cashless, hassle-free way whilst earning rewards and saving money in the process. tomato pay is a FCA-regulated, secure payments app. It is built on the Fractal Labs’ banking and payment APIs. tomato pay is a brand owned and operated by Fractal Labs Ltd.