SKB Bank is a development-oriented universal bank, providing a comprehensive and diversified range of high-quality banking products and services, through various distribution channels, including branches across Slovenia as well as digital channels. SKB Bank offers a wide variety of financial services and highly competitive products to its clients (individuals, and small, mid and large entities). SKB Bank is a client-friendly bank, helping build the better future for the clients with building good business relationships, which are based on mutual trust and finding the best and safest solutions. SKB Bank is a member of OTP Group, a leading financial service provider within the Central and Eastern Europe region. OTP Group is currently present in 12 countries of the region: Hungary, where it is headquartered and listed, Slovenia, Bulgaria Croatia, Serbia, Romania, Russia, Ukraine, Slovakia, Montenegro, Albania and Moldova. OTP Group is one of the largest, most stable and reliable independent financial services providers in Central & Eastern Europe (CEE) with a full range of banking services for private individuals and corporate clients. OTP Group offers services in the field of insurance, real estate, factoring, leasing and asset management, investment and pension funds. In recent years, OTP Group has shown strong financial performance and a sustained capacity for delivering growth. OTP is one of the most profitable banking groups in the region with a 2018 net profit of EUR 1 billion and a return on equity of 21%, the highest among European banking groups.