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Open Banking Implementation Entity (OBIE)

The Open Banking Implementation Entity was created by the UK’s Competition and Markets Authority to create software standards and industry guidelines that drive competition and innovation in UK retail banking.

The Open Banking Implementation Entity (OBIE) is the company set up by the CMA in 2016 to deliver Open Banking. Our trading name is Open Banking Limited.

We are governed by the CMA and funded by the UK’s nine largest banks and building societies: Allied Irish Bank, Bank of Ireland, Barclays, Danske, HSBC, Lloyds Banking Group, Nationwide, RBS Group, and Santander.

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