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The inspiration behind Currensea came in 2017 when two ex-investment bankers sat down after coming back from family summer holidays, both having been burned by charges on their international payments. James, with a long background in forex and building electronic trading platforms, and Craig, a former CTO of Investment Banking at JPMorgan and the chief engineer of Open Banking across the UK’s largest retail bank, felt there had to be a better way. What if they could develop a multi-currency card that connected straight to an existing bank account but eliminated the banks’ charges whilst bypassing the need to open up and manage challenger bank accounts or pre-paid travel cards?

And so the concept of Currensea was born…

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