Exclusive: ‘Sizing up the lendtech liquidity gap ‘ – Alison Harwood, Varengold in “The Fintech Magazine”
Sep18

Exclusive: ‘Sizing up the lendtech liquidity gap ‘ – Alison Harwood, Varengold in “The Fintech Magazine”

Alternative lenders could help get the global economy on track, but they can’t do  it without adequate debt financing. Head of Varengold Bank’s London branch, Alison Harwood,  says now is the time for institutional investors to back them With the global economy in uncharted territory, the relative calm in the markets through July and August has been accompanied by a stronger sense that the world is sailing through the eye of an...

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Exclusive: ‘The Long Walk to Inclusion’ – David Pope, HooYu, Edwin Chong, Muniy and Diane Brocklebank,Prepaid International Forum in “The Fintech Magazine”
Sep17

Exclusive: ‘The Long Walk to Inclusion’ – David Pope, HooYu, Edwin Chong, Muniy and Diane Brocklebank,Prepaid International Forum in “The Fintech Magazine”

2020 was supposed to be the year we celebrated the end of financial exclusion. But around half the world’s population still don’t have access to a bank account. We asked Edwin Chong of neobank Muniy, David Pope of verification specialists HooYu, and Diane Brocklebank, representing the Prepaid International Forum, what fintech can do about it. Sometime around mid-April, Ratan Kumari (46) gravely injured her feet from a bad fall as she,...

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CoinCorner on India’s proposed cryptocurrency ban
Sep17

CoinCorner on India’s proposed cryptocurrency ban

Danny Scott, CEO at CoinCorner, commented: “If India passes the proposed banning of cryptocurrency trading, it will of course have an impact on the industry as a whole, however, this is not the first time a nation has announced a ban on Bitcoin and cryptocurrency trading. “Back in 2017, China announced the forced closure of all Bitcoin exchanges operating in the country, in an attempt to ban Bitcoin-related activities. However, China...

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Exclusive: ‘Crossing The Bay’ – in “The Fintech Magazine”
Sep16

Exclusive: ‘Crossing The Bay’ – in “The Fintech Magazine”

Hong Kong is the West’s golden ticket to the Greater Bay Area. But at what cost? What would persuade you to move your startup to Hong Kong right now? How about the Hong Kong Treasury’s HK$10,000-a-month wage subsidy, available for a year to businesses registered in the city that hire a local fintech developer? Or the estimated US$49billion that’s available through various innovation grants and venture capital schemes to tech firms? Or...

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Blockchain technology in Africa: the wins and obstacles
Sep16

Blockchain technology in Africa: the wins and obstacles

by Michael Kuchar, Trading Beasts Blockchain technology is a peer-to-peer network that uses cryptography to store information on decentralized digital ledgers.  Interestingly, blockchain remains the most innovative technology on the internet when it comes to finance and valued assets. This technology is unique because of its decentralized form. In fact, no person, organization, or government controls it. When blockchain was...

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Exclusive: ‘A key moment for retail?’ – Dr Christine Bailey, Valitor in “The Fintech Magazine”
Sep16

Exclusive: ‘A key moment for retail?’ – Dr Christine Bailey, Valitor in “The Fintech Magazine”

A survey, during the pandemic, of 300 SMEs in the hospitality and service sector, by Valitor and Visa, has revealed a surprising degree of resilience and optimism. But, as one door closes and another opens, those businesses need additional support from PSPs, says Valitor’s CMO Dr Christine Bailey. Back in January 2020, when COVID-19 was still a brief segment at the end of news broadcasts, payment solutions company Valitor spoke to The...

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Exclusive: ‘Fan ‘fair’ for a local hero’ – Ron Delnevo, Cash & Card Consultants in “The Fintech Magazine”
Sep16

Exclusive: ‘Fan ‘fair’ for a local hero’ – Ron Delnevo, Cash & Card Consultants in “The Fintech Magazine”

In the helter-skelter world created by the pandemic, community-based cash systems could be part of a socially and environmental-conscious ‘new normal’, argues Ron Delnevo, Chairman of Cash & Card Consultants. I recall vividly when I first became aware of the existence of Brighton Palace Pier. It was 1969. I was in a school group in my home town of Edinburgh, taken to see the anti-war movie Oh! What A Lovely War. I remember...

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Exclusive: ‘Putting the AI in Thai’ – Sam Tanskul, Krungsri Bank in “The Fintech Magazine”
Sep15

Exclusive: ‘Putting the AI in Thai’ – Sam Tanskul, Krungsri Bank in “The Fintech Magazine”

Krungsri Bank made a shrewd decision four years ago to get to the head of the queue when it came to acquiring and investing in new technology, by creating Krungsri Finnovate. Its MD, Sam Tanskul,  believes it can now help propel Thailand towards an AI-enabled future. It’s no coincidence that the biggest second-quarter financial deal in Southeast Asia involved Thai bank Krungsri and its Japanese superpower parent Mitsubishi  UFJ...

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Exclusive: ‘Mo’ money in the hood’ – Jeremy Suarez, Muniy in “The Fintech Magazine”
Sep14

Exclusive: ‘Mo’ money in the hood’ – Jeremy Suarez, Muniy in “The Fintech Magazine”

Muniy, a new challenger with a hip hop vibe, is reaching out to the underbanked and SMEs to create value for everyone, as Co-founder Jeremy Suarez explains. You’re out with a friend in search of some retail therapy and maybe a spot of lunch. As you walk along the high street, your pocket  vibrates. It’s your banking app, letting you know that you can get two-for-one cappuccinos in a gorgeous little café around the corner. Perfect...

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Exclusive: ‘A journey to the Cloud’ – Gary Delooze, Nationwide Building Society in “The Fintech Magazine”
Sep14

Exclusive: ‘A journey to the Cloud’ – Gary Delooze, Nationwide Building Society in “The Fintech Magazine”

Gary Delooze, CIO of the UK’s Nationwide, gives an honest and detailed insight into the building society’s migration to the Cloud – part of a £4.1billion IT investment that more than lived up to its promise during the pandemic. Nationwide Building Society is in the process of re-platforming its digital banking and mortgage services to a multi-Cloud environment. It’s part of an ambitious journey that Britain’s biggest building society,...

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FinTECH Talents Virtual Conference North America 2020: Distance? What Distance?
Sep14

FinTECH Talents Virtual Conference North America 2020: Distance? What Distance?

by Hannah Duncan Welcome to the new age of industry festivals, where you can catch all the talks, hot goss and invaluable insights in just a few clicks. There’s no need to book a flight or stand in long queues (which is something of a disappointment to us Brits). FinTECH Talents has earned a solid reputation for organising some of the best virtual festivals around. This time, we were heading to North America. Like totally awesome! I...

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Exclusive: ‘Building a bank for the future’ – Banking Circle in “The Fintech Magazine”
Sep14

Exclusive: ‘Building a bank for the future’ – Banking Circle in “The Fintech Magazine”

Banking Circle’s three-part white paper, Ready For The Rebuild? Rethinking The Value Of Digital Infrastructure, showed that the challenges banking executives cited as their most pressing concerns during the pandemic were the same as those before it struck… only now they are well on the way to resolving them. “Banks are no longer playing Jenga with their internal systems – where one new block or one more change could bring the whole...

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Exclusive: ‘Finding a healthy balance’ – Akash Dowra, Discovery Bank in “The Fintech Magazine”
Sep14

Exclusive: ‘Finding a healthy balance’ – Akash Dowra, Discovery Bank in “The Fintech Magazine”

South Africa’s Discovery Bank took what it had learned in the health insurance sector and applied the same behavioural data approach to personal finance. Akash Dowra, Head of Customer Insights and Technical Marketing, explains how it is truly a bank for our time. Most neobanks promise super-slick apps, low or no fees and a gazillion ways to improve your financial management. Discovery Bank’s website offers something different:...

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The evolution of UK Faster Payments: creating a level playing field for smaller financial institutions
Sep11

The evolution of UK Faster Payments: creating a level playing field for smaller financial institutions

by Daniel Bardini, Managing Director, Financial Messaging at Bottomline Technologies Globally, more than 60 countries are already live with real-time payment schemes or due to launch imminently. There’s an expectation to process half a trillion real-time payments transactions over the next five years, with a predicted growth rate of 40% globally between 2020 & 2024. The speed and agility that real-time payments offer provides a...

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Exclusive: ‘A Golden Opportunity’ – Shahid Munir, Minted in “The Fintech Magazine”
Sep10

Exclusive: ‘A Golden Opportunity’ – Shahid Munir, Minted in “The Fintech Magazine”

Gold buying and trading app Minted was preparing to launch just as the pandemic prompted an investor stampede for bullion. So, it pulled out the stops and within weeks had turned over £500K. For co-founder Shahid Munir, it was the start of a glittering new career. It was Voltaire who said paper money eventually goes back to its intrinsic value of zero. Time and time again, he’s been proved right. Whether it was the fall of the Roman...

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Frictionless insurance – the real goal of Digital Transformation: More than a great UX or Mobile app
Sep10

Frictionless insurance – the real goal of Digital Transformation: More than a great UX or Mobile app

by Chris Kay, Head of Sales at INSTANDA I’ve never heard a person detail ‘frictionless’ as a benefit of using a particular product or service.  But when one looks at the definitions of frictionless and applies them to the processes within Insurance, maybe we should be using the term more: Achieved with or involving little difficulty; effortless. Not impeded by or creating friction; smooth. Digital Insurance for many only applies to...

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Exclusive: ‘Money and Morals’ – Mehmet Burak Dikmen, Insha in “The Fintech Magazine”
Sep10

Exclusive: ‘Money and Morals’ – Mehmet Burak Dikmen, Insha in “The Fintech Magazine”

One of Germany’s newest challengers has adopted the principles of Islamic finance to serve a culturally-diverse audience – one hungry for a values-led approach  to banking. Co-founder of Insha, Mehmet Burak Dikmen, believes it can help redefine the concept of money. Worldwide, there were 142 fintech firms offering shariah-compliant financial services, according to Islamic Finance News. That’s almost 20 up on June’s number. With new...

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Exclusive: ‘Getting Your Clicks’ – Jukka Yliuntinen, G+D in “The Fintech Magazine”
Sep10

Exclusive: ‘Getting Your Clicks’ – Jukka Yliuntinen, G+D in “The Fintech Magazine”

The retail explosion spurred on by COVID-19 is a golden opportunity for the industry – if it can collaborate over payment security, says G+D Mobile Security’s Vice President Jukka Yliuntinen. Hands up if delivery services like Amazon have become your fourth emergency service during lockdown.  The biggest example of an online retailer stepping in to help consumers access supplies and stave off boredom during months out of social...

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The value that open banking brings to each market player
Sep10

The value that open banking brings to each market player

Written by Dmitrii Barbasura, CEO at Salt Edge Open banking fundamentally changes the landscape of the modern financial sector, stimulating all types of companies to release new services and making traditional banking products simpler, and more convenient, while removing additional costs. Open banking became a global trend that triggers a price-competitive response to innovations across the financial sector. It unlocks new...

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Exclusive: ‘Predicting the unpredictable’ – Ad van der Poel, Bank of America in “The Fintech Magazine”
Sep09

Exclusive: ‘Predicting the unpredictable’ – Ad van der Poel, Bank of America in “The Fintech Magazine”

Ad van der Poel, Co-head of Product Management at Bank of America’s Global Transaction Service for EMEA, believes ‘digitising the trade’, not just the payment, is key to business survival in a future that’s increasingly hard to call. Latin scholar or not, every company boss and treasurer surely knows the mantra scientia potentia est. In the digital age, knowledge is most definitely power. Having forensically accurate financial...

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How to get hospitality back on its feet? Harness Open Banking.
Sep09

How to get hospitality back on its feet? Harness Open Banking.

Matt Cockayne, CCO of Yapily The hospitality sector has been brought to its knees by Covid-19. With pubs, restaurants and bars closed for nearly three months, countless big names have been forced into tight corners. The likes of Pizza Express, Carluccios and Chiquitos have all been forced to announce a raft of site closures and job losses in an attempt to stem the cash loss during the lockdown period.  While the government’s ‘Eat Out...

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Boom or Bust: how the financial services sector is coping
Sep09

Boom or Bust: how the financial services sector is coping

by Simon Black, CEO, Awaken Intelligence Covid-19 has had an impact across all industries and businesses are feeling the sting. However, is it equally devastating within every sector? As industry and individual concerns grow during the inevitable economic crisis, financial services are seeing an increase in demand as everyone attempts to stretch every penny as much as possible. By collating data from Trust Pilot and cross-referencing...

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Exclusive: ‘Challenging the challengers’ – Elliot Goykhman, Zelf in “The Fintech Magazine”
Sep09

Exclusive: ‘Challenging the challengers’ – Elliot Goykhman, Zelf in “The Fintech Magazine”

How would I describe Zelf? Edgy. Revolutionary. So seamless and slick it’s practically invisible; a bank so disruptive that it could only have been made for teenagers, because Zelf is entirely based where they are – on messaging platforms. Proud to be app-free, it’s an instant bank for Gen Zers. And when it says instant, it means it. Opening a basic account takes a mere 30 seconds. Just pop an onboarding request to Zelf, and ‘30, 29,...

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Exclusive: ‘A continental shift’ – Abdeslam Alaoui Smaili, HPS in “The Fintech Magazine”
Sep09

Exclusive: ‘A continental shift’ – Abdeslam Alaoui Smaili, HPS in “The Fintech Magazine”

Africa is a vast continent with huge potential in the payments space. We caught up with Abdeslam Alaoui Smaili, CEO of HPS, a multinational provider of payment solutions, based in Morocco, to discuss innovative services, financial inclusion and how his company is using blockchain there for social good. The first name that springs to mind when you put ‘payments’ and ‘Africa’ together is Kenyan money transfer and micro-financing service...

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Exclusive: ‘For your eyes only’ – Stuart Newey, Coutts and Mark Dabbs, Investec in “The Fintech Magazine”
Sep08

Exclusive: ‘For your eyes only’ – Stuart Newey, Coutts and Mark Dabbs, Investec in “The Fintech Magazine”

Stuart Newey, Head of Client Service & Delivery at Coutts, and Mark Dabbs, Fraud Systems and Analytics Manager at Investec, explore how AI can help private wealth managers combat crime. Most outsiders probably imagine the risk department of a private bank to be staffed by stiff-collared compliance teams who’ve only just upgraded to ballpoint from quill pens. Yet the reality couldn’t be more different. Because here is where some...

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Exclusive: ‘Above and  beyond banking’ – Mark Buitenhek, ING in “The Fintech Magazine”
Sep08

Exclusive: ‘Above and beyond banking’ – Mark Buitenhek, ING in “The Fintech Magazine”

ING is going further than most banks in redefining its role in payments. Mark Buitenhek, its Head of Transaction Services, tells us how and why. Life-changing can be an overused adjective, but it’s certainly justified for the impact of the COVID-19 pandemic. In multiple ways, how we live will forever be defined as either BC or AC – before or after coronavirus. The need to push the reset button is clear, as what were initially...

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Exclusive: ‘Reality Cheque’ – Carl Slabicki, BNY Mellon in “The Fintech Magazine”
Sep08

Exclusive: ‘Reality Cheque’ – Carl Slabicki, BNY Mellon in “The Fintech Magazine”

US corporates are waking up to the fact that digital payment systems are not just preferable but essential as the world finds different ways of working. Carl Slabicki, Head of Strategic Payment Solutions at BNY Mellon Treasury Services, believes  the phrase ‘the cheque’s in the post’ will mean nothing a generation from now. It’s a payment system that Alexander Hamilton (one of America’s founding fathers) would have been familiar with...

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Exclusive: ‘Switching Gears’ – Paula Blazquez Solano, Banco Sabadell in “The Fintech Magazine”
Sep04

Exclusive: ‘Switching Gears’ – Paula Blazquez Solano, Banco Sabadell in “The Fintech Magazine”

 As Head of Investments at Banco Sabadell’s digital innovation hub InnoCells, Paula Blazquez Solano understands that banking’s role has fundamentally changed… her job is to make the most of that opportunity. Open banking is redefining the role of institutional banks and, with it, comes the realisation that they can no longer automatically control the end-to-end customer journey. Sometimes they can only hope to be a cog in the system....

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Exclusive: ‘Think they’ve cracked it!’ – Sam O’Connor and Adam Goodall, Coconut in “The Fintech Magazine”
Sep04

Exclusive: ‘Think they’ve cracked it!’ – Sam O’Connor and Adam Goodall, Coconut in “The Fintech Magazine”

If keeping your self-employed tax in order drives you nuts, then professionally trained accountants Sam O’Connor and Adam Goodall know how you feel. In fact, it drove them to found Coconut – the bank that gives you  a ‘finance team in your pocket’… and what a lovely bunch they are. Life’s a beach, they say, for the self-employed. Determining their own hours, working at their own pace… if you’re on a nine-to-five treadmill it’s...

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Exclusive: ‘120 … a click too many ’ – Jim Marous, Banking Transformed and Peter-Jan Van De Venn, Mobiquity in “The Fintech Magazine”
Sep03

Exclusive: ‘120 … a click too many ’ – Jim Marous, Banking Transformed and Peter-Jan Van De Venn, Mobiquity in “The Fintech Magazine”

App experts Built For Mars went undercover this summer to find out which banks really had a slick onboarding process. We asked fintech’s Jim Marous, host of the Banking Transformed podcast, and Peter-Jan Van De Venn, Strategy Director at digital consultancy Mobiquity, what we can learn.  When you and banks know they have (or should have) access within seconds to reliable know your customer (KYC) data that has probably been used to...

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Exclusive: ‘The taxonomy of Fintech’ – Simon Hardie, Findexable in “The Fintech Magazine”
Sep03

Exclusive: ‘The taxonomy of Fintech’ – Simon Hardie, Findexable in “The Fintech Magazine”

Findexable’s Global Fintech Index is a new way to identify where the industry’s hot and where it’s not. We asked Founder Simon Hardie what makes these rankings different. There are many fintech indices out there, and, while many countries and cities aspire to feature close to the top of them, there is a dollop of scepticism about what it really means to be included in the rankings. The criteria by which they are calculated have never...

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Exclusive: ‘Elevated Decisions’ – Marcus Chambers, VMWare in “The Fintech Magazine”
Sep02

Exclusive: ‘Elevated Decisions’ – Marcus Chambers, VMWare in “The Fintech Magazine”

Financial institutions, with a timely nudge from COVID-19, have woken up to the transformational potential of the Cloud. We spoke to Marcus Chambers, VP of Sales for EMEA at CloudHealth by VMware, about the shifting balance between private and public Cloud, and the importance of customer-centricity. You have most likely seen software and digital infrastructure provider VMware in the headlines recently. And not in relation to financial...

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Exclusive: ‘Bringing clarity (and colour) to reconciliations’ – Andreas Burner, SmartStream in “The Fintech Magazine”
Sep02

Exclusive: ‘Bringing clarity (and colour) to reconciliations’ – Andreas Burner, SmartStream in “The Fintech Magazine”

With artificial intelligence and machine learning maturing rapidly, the number of use cases in financial services is rising. We caught up with SmartStream’s Chief Technology Officer, Andreas Burner, to discuss how reconciliations have jumped to the top of the tech agenda, how AI can support the most complex aspects of processing and what the firm’s Innovation Lab is cooking up next. Recent developments in deep learning have caught the...

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Exclusive: ‘Making its Mark’ – Zac Cohen, Trulioo in “The Fintech Magazine”
Sep02

Exclusive: ‘Making its Mark’ – Zac Cohen, Trulioo in “The Fintech Magazine”

“We need to re-evaluate how we approach identity, how we think about the online account opening process, and, most importantly, trust and safety online overall.” When those words belong to Zac Cohen, chief operating officer of global identity verification service Trulioo, speaking on the impact of the COVID-19 pandemic, it pays to take notice. Vancouver-based Trulioo has come a long way since 2011, when it set out on its mission to...

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The death of the wallet: why we’ll soon be combining payments, loyalty cards and ID
Sep02

The death of the wallet: why we’ll soon be combining payments, loyalty cards and ID

By Vince Graziani, CEO, IDEX Biometrics ASA These days, the average consumer has multiple cards weighing down their pockets, from debit and credit cards, loyalty schemes, contactless public transport tickets, IDs, healthcare cards and more. This seems out-dated in an age where we can already do so many things all from one device. Thanks to the pandemic, we are heading towards a cash-free society at a much faster pace, with consumers...

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The Fintech Magazine Issue 17
Sep01

The Fintech Magazine Issue 17

In this of The Fintech Magazine, From a messenger bank for Gen Zers to a challenger inspired by hip-hop, our look at neobanks of the world in this issue is a refreshing, upbeat change from the news of the past few months. There’s an urgency and optimism about these newbies – some spun out of more traditional institutions, others born out of pure, entrepreneurial genius, that haven’t been blown off course by the pandemic, and some that...

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Overcoming the pressure to perform: revealing the truth about business spend will fuel growth
Aug28

Overcoming the pressure to perform: revealing the truth about business spend will fuel growth

by Ronnie Wilson, Group Executive Vice President, Serviceware Recent months have seen the world of business upended by the pandemic. With many organisations at the brink of collapse, firms have been forced to scale back their workforces, whilst making other cost-saving measures simply to stay afloat. And with the UK officially being in recession for the first time in 11 years, and Europe facing a deeper-than expected downturn, tough...

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Embracing the power of OKRs to drive Fintech growth
Aug28

Embracing the power of OKRs to drive Fintech growth

by Peter Kerr, MD of AuxinOKR, a leading UK OKR coaching consultancy Ambitious tech start-ups share many common character traits and challenges in their drive for growth. While growing to be strong they’re also at their most fragile and vulnerable. Culture, productivity and alignment can be in a state of flux. At worse this volatile mix can prove lethal for a young tech company. In the world of financial tech companies, or fintech,...

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Can asset finance brokers turn the FCA’s new discretionary commision regulations to their advantage?
Aug28

Can asset finance brokers turn the FCA’s new discretionary commision regulations to their advantage?

by Daniel Layne, Quotevine CEO The announcement from the Financial Conduct Authority (FCA) of an impending ban on discretionary commission (differences in charges or DiC) models within the motor finance industry has come as no surprise to most – in fact, many had already moved away from such practices, amid concerns they incentivised interest-rate overcharging to the detriment of consumers. But what does this mean for the industry –...

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Invest Hong Kong: How to Conquer the Asian Insurance Market
Aug28

Invest Hong Kong: How to Conquer the Asian Insurance Market

By Roger Peverelli and Reggy de Feniks We often get the question where you should go when you want to be inspired by insurance innovations. We always answer that people should look at Asia more seriously. Think of giants like Ping An and Zhong An leading the way. Think of innovative solutions in the health sector such as Ping An’s Good Doctor and Tencent’s Waterdrop. Or ecosystem plays such as Rakuten, Grab and GoJek. An important...

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Has Open Banking lived up to its potential?
Aug27

Has Open Banking lived up to its potential?

By Andries Smit, CEO and Founder of Upside A couple of years back, Open Banking forced the biggest UK banks to open up their precious data. We thought this could mean big changes in the way we use our money. When open banking first emerged, it was with a view to encouraging people to manage their finances better. At the time of launch in early 2018, Head of Open Banking Limited, Imran Gulamhuseinwala gave the key reason for banks...

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Cloud Computing and its impact on Fintech Companies
Aug24

Cloud Computing and its impact on Fintech Companies

Cloud computing is the new best thing that has become more and more prevalent in modern society during the last couple of years. It is a service where the provider basically rents out computer system resources. This can be anything starting from data storage (cloud storage like Google Drive, OneDrive, etc.), or computer power like different server side operations, for example, the newest addition – Cloud gaming from Nvidia...

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The increase of customer flow means greater responsibility for Financial Institutions because of the Money Laundering risks
Aug24

The increase of customer flow means greater responsibility for Financial Institutions because of the Money Laundering risks

by Elkhan Nasibov, AML Officer of Guavapay Limited The COVID -19 pandemic will change the way we live. Such statements are found in most media sources. Experts confirm that our world would never be the same. The damage caused by COVID -19 is estimated to cost billions of dollars to world economies. Despite of this fact I would like to talk about the positive impacts of COVID – 19 on FinTech companies and AML sphere. In my opinion the...

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PSD2 SCA delay: A time for organisations to revisit authentication
Aug24

PSD2 SCA delay: A time for organisations to revisit authentication

by Keiron Dalton, VP at Prove Before Covid-19 brought the world to a relative halt, the European Banking Authority announced that organisations should meet the PSD2 Strong Customer Authentication (SCA) requirements by 31st December 2020. With the outlook still uncertain for the global economy, the UK regulator has extended the deadline until 14th September 2021. A delay to a regulation like PSD2 SCA might seem to some like another...

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An alternative to China or Brexit – India is a good business opportunity for the UK
Aug21

An alternative to China or Brexit – India is a good business opportunity for the UK

By Rajesh Nair, Investment Manager, Ganita Wealth India is an attractive proposition for UK businesses looking for alternatives to China, in the view of the prevailing global sentiment and according to the UK-India Business Council (UKIBC). UKIBC’s first India Group CEO Jayant Krishna expects to see growth in UK-India trade as both countries come out of the COVID-19 crisis, and is asserting that UK businesses are very keen to support...

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Why the world needs PIN
Aug21

Why the world needs PIN

By Justin Pike, Founder of MYPINPAD Technology is a great enabler. It brings enormous possibilities in customer experience and product innovation, but it also brings new levels of sophistication in the activities of fraudsters. In the payments landscape, the need to ensure the security of transactions to protect consumers and merchants is as critical as ever. Imagine then, a world where consumers and merchants not only have familiar...

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Comperify chases a global dream of payment gateways
Aug21

Comperify chases a global dream of payment gateways

Technology trends come and go, but eCommerce is here to stay. In 2019, sales from retail eCommerce amounted to US$ 3.53 trillion US dollars. The numbers keep climbing, and revenues are expected to grow to 6.54 trillion US dollars by 2022. The growth figures are phenomenal. In 2021, over 2.14 billion people worldwide will buy goods and services online (Statista, 2020). More and more B2C and B2B merchants move online to a new business...

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Limitless Innovation of Fintechs
Aug20

Limitless Innovation of Fintechs

Stefan Pajkovic, CEO at TradeCore Tech companies are known for pushing the boundaries when it comes to innovation. Facebook’s ‘move fast and break things’ mantra epitomises the mentality of most new tech businesses. And for startups, getting new ideas to market fast increases the pace of innovation and the evolution of industries. But in the fintech industry, startups can find themselves wading through treacle as their desire to move...

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Exclusive: 5 principles of creative disruption, ActiveQuote, in The Insurtech Magazine
Aug19

Exclusive: 5 principles of creative disruption, ActiveQuote, in The Insurtech Magazine

As the pandemic forces insurers to reassess processes and  technology, we ask insurtech pioneer Dr Richard Theo, founder of the first health insurance PCW, ActiveQuote, and Rod Jones, its Head of Partnerships & Marketing, for their prescription for success When was the last time you compared health insurance products with pamphlets? Can you even remember spreading out those glossy leaflets, trying to decipher the different...

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Exclusive: When the wave is high… just ride it – Fintech Global in The Insurtech Magazine
Aug18

Exclusive: When the wave is high… just ride it – Fintech Global in The Insurtech Magazine

Insurers need to innovate their way out of this crisis, writes Fintech Global, and startups are ready to meet the challenge. Pausing projects now won’t help anyone While the coronavirus is a huge challenge for all businesses, it could also prove to be an opportunity for insurtech startups. The insurance industry has famously been very slow to embrace new technologies. However, the coronavirus crisis is forcing them to take a long,...

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