Exclusive: ‘The Nordic power behind payments’ – Denise Johansson, Enfuce in “The Paytech Magazine”
Nov23

Exclusive: ‘The Nordic power behind payments’ – Denise Johansson, Enfuce in “The Paytech Magazine”

Finland’s biggest startup by revenue in 2018, Enfuce’s rise has been impressive. Co-founder Denise Johansson says its mission is to allow its customers to focus Established four years ago, Helsinki-based payment services provider Enfuce has been a boundary-breaker from the outset, becoming the first Nordic payment services company to launch Apple Pay and, in June this year, having its authorised payment institution licence approved....

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Exclusive: ‘Theultimateprize’ – Mario Mendia, TAS Group in “The Paytech Magazine”
Nov23

Exclusive: ‘Theultimateprize’ – Mario Mendia, TAS Group in “The Paytech Magazine”

The decision to postpone migration to the eurozone’s new consolidated platform for payments settlement has given banks some breathing space. They should make good use of it, says SVP of TAS Group, Mario Mendia When the European Central Bank (ECB) fired the starting gun for banks to migrate to the new consolidated TARGET real-time gross settlement and liquidity management platform, Italy-based TAS Group was one of the first technology...

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Exclusive: ‘A question of standards’ – Eric Bayle, Société Générale and Edward Ireland, Bottomline Technologies in “The Paytech Magazine”
Nov23

Exclusive: ‘A question of standards’ – Eric Bayle, Société Générale and Edward Ireland, Bottomline Technologies in “The Paytech Magazine”

Eric Bayle, Head of UK-based global transaction banking team for Société Générale, and Edward Ireland, Global Solution Lead for Bottomline Technologies, believe ISO 20022 and SWIFT gpi show interoperability between crossborder payment schemes is not just desirable, but possible Legacy banks across the world, which have long enjoyed a highly lucrative near-monopoly on providing complex monetary transactions, such as crossborder...

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Exclusive: ‘Disrupting the payments stack – Daniel Eidan, R3 in “The Paytech Magazine”
Nov23

Exclusive: ‘Disrupting the payments stack – Daniel Eidan, R3 in “The Paytech Magazine”

Central banks are being forced to respond to changes that challenge the foundation of monetary systems. R3’s Daniel Eidan says blockchain-enabled CBDCs could be one solution. COVID-19 has prompted a fair amount of reassessment in the financial sector. But, in truth, digital disruption to the global monetary system was underway long before the pandemic emerged. Cash usage has been steadily falling – albeit accelerated over the past few...

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EXCLUSIVE: ‘HP Sauce…the rise of Hyper Personalisation’, Marcel Van Oost in The Fintech Magazine
Nov20

EXCLUSIVE: ‘HP Sauce…the rise of Hyper Personalisation’, Marcel Van Oost in The Fintech Magazine

Marcel Van Oost on what  he believes will be one of the most prominent trends in financial services over the next few years – and the fintechs making it happen Netflix, Amazon, Spotify and other tech giants are at the forefront of hyper-personalisation strategies. They apply digital tools to offer an omnichannel service that is more tailored to the consumer every time he or she uses it. I’d like to introduce you to some fintech...

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Exclusive: ‘Neos v the high streets: What can they learn?’ – Marcel van Oost in “The Paytech Magazine”
Nov19

Exclusive: ‘Neos v the high streets: What can they learn?’ – Marcel van Oost in “The Paytech Magazine”

Independent fintech expert Marcel van Oost compares two leading neobanks with two incumbents, one pair in the US and one pair in the UK, to see what room there is for mutual disruption.   Digital disruption in banking has been revolutionising. Emerging companies, offering incredible software solutions for digital banking, businesses promising to digitise and move core banking to the Cloud, and providers of market monitoring tools,...

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How clear regulation holds the key to unleashing blockchain’s potential
Nov17

How clear regulation holds the key to unleashing blockchain’s potential

Bitcoin has proven itself to be more than just a fad over the past decade. Leading figures within the traditional Financial Services industry might still deride it as an elaborate Ponzi scheme, but even they will find it increasingly difficult to ignore the continued growth of the asset class and the soaring interest in it from institutional investors. Although regulation for cryptocurrencies might appear to be a contradiction in...

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The Big Election and Big Tech: A Trader’s Take on What Biden Means for Market Giants
Nov16

The Big Election and Big Tech: A Trader’s Take on What Biden Means for Market Giants

After months of the most raucous election cycle in U.S. history, the victory of President-Elect Joe Biden poises a new market regime of opportunity, and risk, for investors.  The future Biden Administration’s economic policies are mixed bag, but on net are broadly supportive of asset prices.  While higher taxation at the corporate level, and on capital gains, weighs on U.S. stocks, ample government stimulus spending can be expected to...

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Exclusive: ‘In Outsourcing We Trust?’ – Ray Brash, PPS and David Parker, Polymath Consulting in “The Paytech Magazine”
Nov13

Exclusive: ‘In Outsourcing We Trust?’ – Ray Brash, PPS and David Parker, Polymath Consulting in “The Paytech Magazine”

The Wirecard scandal has raised serious questions about trust in the financial services supply chain. With most challengers and an increasing number of incumbents relying on third parties, we asked PPS’ Ray Brash and Polymath Consulting’s David Parker to consider the nature of outsourcing Look closely at any sterling banknote and you’ll find a pledge, whispered in tiny letters, that underwrites the entire system of fiat currency...

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Exclusive: ‘Cometh The Moment’ – Jeremy Marchant, Aptitude Software in “The Paytech Magazine”
Nov13

Exclusive: ‘Cometh The Moment’ – Jeremy Marchant, Aptitude Software in “The Paytech Magazine”

Today’s CFO is the hero of the hour – a leader who can drive the adoption of Cloud-enabled processes and deliver digitisation across the organisation, says Jeremy Marchant, Head of Pre-sales, International, at Aptitude Software If financial services focus on a shiny frontend user experience, without a reformed backend supporting it, success will always be limited. Think of a Rolls Royce, but with a broken engine. Clients will be...

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Exclusive: ‘New Riches’ – Ellie Hazelton, Fintech Finance in “The Paytech Magazine”
Nov13

Exclusive: ‘New Riches’ – Ellie Hazelton, Fintech Finance in “The Paytech Magazine”

Investor Sir Ronald Cohen believes risk + return + impact is the only sum that adds up in a new, post-capitalist world. Ellie Hazelton finds it hard to disagree. Any book that can unite a Nobel prize winner, a Harvard professor, the managing director of the  International Monetary Fund  and Bono in admiration has to  be worth picking up, right?  From curiosity, if nothing else. But Impact: Reshaping Capitalism To Drive Real Change is...

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Exclusive: ‘A Network of Trust’ – Zac Cohen, Trulioo in “The Paytech Magazine”
Nov12

Exclusive: ‘A Network of Trust’ – Zac Cohen, Trulioo in “The Paytech Magazine”

An effective, risk-based approach to onboarding can be technologically almost effortless,  says Zac Cohen, COO of Trulioo. When a business is onboarding customers using a risk-based approach, some identifications require enhanced due diligence. Payment providers, for example, must consider factors such as the country of origin, where the money is going to, the source of funds and the transaction value. If potential risks are...

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Exclusive: ‘The Future Bank Playbook’ – Anders la Cour, Banking Circle in “The Paytech Magazine”
Nov11

Exclusive: ‘The Future Bank Playbook’ – Anders la Cour, Banking Circle in “The Paytech Magazine”

As digitisation accelerates, it has profound implications for the infrastructure that supports and connects banks to each other and the wider financial ecosystem. Anders la Cour, CEO of Banking Circle, takes up the story Chapter 1: The path to digital readiness THE PAYTECH MAGAZINE: You recently published research into how COVID-19 has impacted banks’ digitisation plans. What did that tell you? ANDERS LA COUR: Banks have been...

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Exclusive: ‘Banks’ “Big Bang” moment’ – Raphael Barisaac, UniCredit in “The Paytech Magazine”
Nov10

Exclusive: ‘Banks’ “Big Bang” moment’ – Raphael Barisaac, UniCredit in “The Paytech Magazine”

The countdown has begun to two major changes to European payments infrastructure. Meeting the deadline for both TARGET2 and ISO 20022 migration will be  tough, but worth it says Raphael Barisaac, UniCredit’s Global Head of Cash Management and Global Co-head of Trade In the heyday of English seaside coin arcades, there was always a penny push machine. You fed your pennies in until enough of them built up behind those perched...

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Exclusive: ‘Kissandtell’ – Peter-Jan Van De Venn, Mobiquity in “The Paytech Magazine”
Nov10

Exclusive: ‘Kissandtell’ – Peter-Jan Van De Venn, Mobiquity in “The Paytech Magazine”

Opening an account can be an emotional experience for all concerned. Which is why Peter-Jan Van De Venn Strategic Director at Mobiquity, is studying the onboarding processes at European banks to inform those future ‘first kisses’ Digital consultancy Mobiquity was given a blank canvas by Bahrain-based Bank ABC when it called in the experts to help create Ila, the first Cloud-based, digital-only bank in the Middle East. And with a brief...

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Exclusive: ‘A funny thing happened on the way to the Cloud’ – Ciaran Chu, ACI Worldwide in “The Paytech Magazine”
Nov09

Exclusive: ‘A funny thing happened on the way to the Cloud’ – Ciaran Chu, ACI Worldwide in “The Paytech Magazine”

ACI Worldwide’s Head of Public Cloud, Ciaran Chu, says it isn’t just a technology solution – it’s an opportunity to fundamentally reshape banks’ business models. “Everybody talks about payments moving towards the Cloud – that it’s going to be this $300billion market opportunity in the next five years,” says Ciaran Chu. “A lot of banks say they are committed to the technology, but if you look at the actual workloads being run there,...

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Exclusive: ‘On a mission’ – Santosh Tripathy, SmartStream in “The Paytech Magazine”
Nov09

Exclusive: ‘On a mission’ – Santosh Tripathy, SmartStream in “The Paytech Magazine”

You can’t wait for the end of the day to take control of transactions that ‘don’t compute’, says Santosh Tripathy, Practice Lead for Digital Payments at SmartStream. This summer’s Wirecard AG scandal, shortly followed by the FinCEN files exposure – the disclosure of confidential suspicious activity reports (SARs) that banks send to the US Financial Crimes Enforcement Network – sent a shiver down the spine of data controllers the world...

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Exclusive: ‘Meet the world’s least powerful bank’ – Haukur Skúlason, Indó in “The Paytech Magazine”
Nov09

Exclusive: ‘Meet the world’s least powerful bank’ – Haukur Skúlason, Indó in “The Paytech Magazine”

Haukur Skúlason was there when trust in the Icelandic banking system got badly burned during the financial crash. He stuck around to clear up the mess, but it gave him a very different perspective on what a bank should be. It should be more like Indó… If asked to name one country where trust in banking reached rock bottom, Iceland during the 2008 global economic crash would surely top most lists. Reykjavík was rocked by unprecedented...

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Exclusive: ‘Northern Lights?’ – Søren Rode Jain Andreasen, Danske Bank in “The Paytech Magazine”
Nov09

Exclusive: ‘Northern Lights?’ – Søren Rode Jain Andreasen, Danske Bank in “The Paytech Magazine”

A keynote session at FinTECHTalents’ Virtual Nordics conference will ask if the Nordics’ reputation for innovation is media myth or reality. Danske Bank’s Chief Digital Officer, will be among the speakers. Here, he explores the region’s preference for digital payments and harnessing the power of APIs. Much of the hype surrounding fintech and disruption in the Nordic region focusses on the tech titans that have their origins there,...

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Exclusive: ‘Teen Spirit’ – Bhagaban Behera, Walrus in “The Paytech Magazine”
Nov06

Exclusive: ‘Teen Spirit’ – Bhagaban Behera, Walrus in “The Paytech Magazine”

Walrus is among a new generation of challengers ready to tap into India’s young adult digital payments market. But, according to CEO, it’s not all about spending  Last year, Pooja Bhandary (43), a pathologist in Kolkata, opened an account for her 13-year-old daughter at the bank where Bhandary has her savings. Her daughter, who loves to paint and is a voracious reader, gets a fixed amount transferred from her mother’s account at the...

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NetScout: DDoS attacks against the financial sector
Nov06

NetScout: DDoS attacks against the financial sector

In June, the frequency of attacks against the financial sector increased more than five-fold worldwide compared to the previous month. NETSCOUT observed more DDoS attacks in that one month than they had seen from January-May 2020. Additionally, between June and August 2020, the financial sector has seen more attacks than were observed in total from April 2016 to May 2020. EMEA was the most affected region, targeted with nearly 40% of...

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Exclusive: ‘Time for change?’ – Mohamad Sawwaf, Manzil in “The Paytech Magazine”
Nov06

Exclusive: ‘Time for change?’ – Mohamad Sawwaf, Manzil in “The Paytech Magazine”

Islamic financing platform Manzil is persuading Canadian financial services providers  to rethink some fundamental concepts, enabling the country’s Muslims to transact  guilt-free. Founder Mohamad Sawwaf believes everyone can get involved, though.  It’s difficult to achieve strict compliance with shariah law in a system that’s based on Western concepts of money – from the dominance of interest-charging payment cards to interest-paying...

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Exclusive: ‘Plan to accumulate ‘ – Alex Ford, Claro in “The Paytech Magazine”
Nov06

Exclusive: ‘Plan to accumulate ‘ – Alex Ford, Claro in “The Paytech Magazine”

If people don’t know their ETF from their ESG, how on earth are they supposed to make the right investment decisions? For mission-driven, personal financial coaching app, Claro, the answer is simple. We’ll teach them, says Chief Revenue Officer Alex Ford. An idea, from inception through to execution, inevitably undergoes refinement along the way. And this is proving to be the case with Claro Money’s financial coaching app.  Founded in...

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Exclusive: ‘What she really, really wants’ – Vanise Zimmer, Elas in “The Paytech Magazine”
Nov04

Exclusive: ‘What she really, really wants’ – Vanise Zimmer, Elas in “The Paytech Magazine”

Dr Vanise Zimmer, founder of Elas, a bank designed to empower women in Brazil, hopes her fintech’s legacy will be a new, confident and financially independent generation. Over the past century, women have campaigned hard for gender equality. It’s now constitutionally recognised in 143 out of the world’s 195 countries. But that doesn’t mean discrimination doesn’t persist – financial discrimination in particular. Worldwide, more women...

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Exclusive: ‘Reaching for the summit’ – Sergey Panteleev, Varengold in “The Paytech Magazine”
Nov04

Exclusive: ‘Reaching for the summit’ – Sergey Panteleev, Varengold in “The Paytech Magazine”

Sergey Panteleev, General Manager at Varengold’s branch in Bulgaria, tells us why outsiders have  got it so wrong when it comes to the region Central and Southeast Europe is not typically regarded as prime investment territory for fintechs. But Varengold Bank, having already developed a strong track record in European marketplace banking and providing long-term, sustainable support for fintechs and peer-to-peer (P2P)lending platforms,...

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Exclusive: ‘The new deal’ – Jonathan Thompson, B-North in “The Paytech Magazine”
Nov04

Exclusive: ‘The new deal’ – Jonathan Thompson, B-North in “The Paytech Magazine”

B-North is building a regional UK business bank built on old-fashioned relationships and the newest of tech. Co-founder and CEO Jonathan Thompson explains the model. Fintech developments offer the chance to challenge every aspect of banking, particularly its relationships with customers and businesses. When it comes to lending to SMEs, one newcomer has identified an opportunity to offer an evolved way of organising business loans that...

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Exclusive: ‘UP and away… again!’ – Renaud Laplanche, Upgrade in “The Paytech Magazine”
Nov03

Exclusive: ‘UP and away… again!’ – Renaud Laplanche, Upgrade in “The Paytech Magazine”

Renaud Laplanche and his team have a track record in building groundbreaking, credit-based businesses. And, as Upgrade becomes his second to smash unicorn status, he’s using nimble tech to make sure it stays ahead – even in a pandemic Living within your means is undoubtedly a sensible – if perhaps boring – motto to live your life by. But the COVID-19 pandemic has really driven it home for many consumers who have either lost work or...

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Exclusive: ‘Land of the (financially) free’ – Philippa Girling, Varo in “The Paytech Magazine”
Oct30

Exclusive: ‘Land of the (financially) free’ – Philippa Girling, Varo in “The Paytech Magazine”

The first challenger to be granted a national banking licence in the US, Varo is reaching out to the millions of Americans who still don’t have access to mainstream financial services. Chief Risk Officer Philippa Girling explains how it’s going about it. Not every company can legitimately claim to have made history, but being the first US consumer fintech to get full regulatory approval to become a national bank is certainly one for...

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Exclusive: ‘Smoothing the payments ride’ – Ellen Moeller, Stripe in “The Paytech Magazine”
Oct30

Exclusive: ‘Smoothing the payments ride’ – Ellen Moeller, Stripe in “The Paytech Magazine”

The pandemic has forced an unprecedented surge in companies selling online. But, even in the ‘single’ European market, differences in regulation make their ecommerce journey a painful one. Stripe’s Ellen Moeller is determined to make it easier for them. Ask any merchant, anywhere in the world, for their wish list for digital payments and you’ll get the same, straightforward answer: secure, easy and compliant. Unfortunately, that level...

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Exclusive: ‘A surprise Tonik’ – Greg Krasnov, Tonik in “The Paytech Magazine”
Oct29

Exclusive: ‘A surprise Tonik’ – Greg Krasnov, Tonik in “The Paytech Magazine”

Veteran fintech entrepreneur Greg Krasnov is boldly going where no bank has gone before in the Philippines Fintech entrepreneur Greg Krasnov knows a thing or two about spotting market opportunities. By the age of 46 he had already founded and then sold a consumer bank in Ukraine before moving to Singapore where he has co-founded four market-leading and award-winning fintech startups, CredoLab, AsiaCollect, AsiaKredit Bank and...

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Exclusive: ‘The language of hope’ – Yuval Rooz, Digital Asset in “The Paytech Magazine”
Oct29

Exclusive: ‘The language of hope’ – Yuval Rooz, Digital Asset in “The Paytech Magazine”

Digital Asset has  developed a programming  language that could hasten the adoption of blockchain by removing barriers to interoperability. Co-founder and CEO Yuval Rooz talks DAML. Remember Esperanto, the first attempt to create a common language between nations, designed to foster world peace and mutual understanding? There’s no evidence that it succeeded in the first, but as an auxiliary language currently used by two million...

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How the US-China Cold War is spreading to tech
Oct28

How the US-China Cold War is spreading to tech

By Peter Keenan, CEO and Co-Founder of Apexx Global With US-China relations at an all-time low and the rapid escalation of the Trump administration’s attacks on Chinese companies, the battles lines for the new ‘tech cold war’ are being drawn. While companies such as TikTok and Huawei are at the epicentre of this deepening conflict, US policy has actually gone further to limit access to all manner of Chinese technologies as well as...

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The Fintech trends for Q4 and 2021
Oct28

The Fintech trends for Q4 and 2021

2020 was truly a crazy year for fintech companies and 2021 will undoubtedly be another massive year of growth. Below are insights, trends and predictions from DNX Ventures and Thomvest Ventures Mitch Kitamura, Managing Partner, DNX Ventures predictions and trends he’s watching 1. The consumer financing players like Afterpay, Uplift, Affirm, Klarna, and others are expected to excel even more in 2021 – The financial uncertainty...

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Discover Moneyfest by Money2020
Oct26

Discover Moneyfest by Money2020

Money20/20 in the year 2020 was always going to be a significant event. None of us could have foreseen just how significantly different it would turn out to be, of course!  Potentially, this will be the biggest and most diverse in the 18-year history of the payment industry’s premier conference. Forced by events to go exclusively online, it is free and open to all,  cross-sector and entirely without borders, thanks  to a global...

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Q&A: Teodor Blidarus, Founder and CEO FintechOS – Can digital transformation help banks facilitate the global recovery?
Oct23

Q&A: Teodor Blidarus, Founder and CEO FintechOS – Can digital transformation help banks facilitate the global recovery?

Banks are uniquely positioned to aid the recovery from the Coronavirus pandemic as they typically hold the keys to the economic resources that businesses and individuals need to get back on their feet. But what can (and should) banks be doing to promote public welfare and economic prosperity? Here, Teodor Blidarus, Founder and CEO of FintechOS, explains the duties banks have to support recovery from the pandemic, and the importance of...

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The Fintech Effect: Consumer impact and a fairer financial system
Oct22

The Fintech Effect: Consumer impact and a fairer financial system

by Ben White & John C. Pitts, Plaid Even before COVID-19, financial security was a major challenge for most Americans. Money is consistently Americans’ leading cause of stress. Three-quarters live paycheck to paycheck and just 29% are considered financially healthy, according to Financial Health Network. Financial services play a major role in helping consumers manage and make the most of their money. Clearly, there’s room for...

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EXCLUSIVE: The Nordics shine bright for FinTECH Talents 2020
Oct20

EXCLUSIVE: The Nordics shine bright for FinTECH Talents 2020

by Hannah Duncan “Steeped in myth and mystery, the Northern Lights are a wonder that wows children and grownups alike. Those famous green hues of the Aurora Borealis signal the uniqueness of a region where people are renowned for doing things differently”. – Victor Cruz, CEO at VC Innovations, speaking on LinkedIn  Consider the Nordics. A legendary landscape filled with the smells of towering forests, freshly cut pine wood and...

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Data-driven approach to lending offers a lifeline for SMEs and banks during Covid-19 recession
Oct20

Data-driven approach to lending offers a lifeline for SMEs and banks during Covid-19 recession

Eddie Curran is the co-founder of Scottish fintech firm, Open Banking Reporting Limited (OBR) – a participant in the 2020 AG Elevate programme, which is a fast-track 10-month programme designed to accelerate selected FinTechs through the legal challenges faced by startup and fast-growing businesses. One of my favourite quotes about statistical analysis is that “data will talk to you if you’re willing to listen”. However, the insight...

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Fintech Finance Presents: The Paytech Magazine Issue 06
Oct19

Fintech Finance Presents: The Paytech Magazine Issue 06

We at Fintech Finance are proud to present our latest edition of The Paytech Magazine! There has been so much going on this the Paytech sphere and we provide updates on key Neobanks, such as Banking Circle, Manzil and ESG. Included in this issue are commentaries by Marcel van Oost, who compares two leading neobanks as well as a delve into how ISO 20022 & SWIFT gpi show interoperability between crossborder payments. We finally look...

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Beyond the hype: Growing your business with AI
Oct12

Beyond the hype: Growing your business with AI

By Yann Stadnicki, Chief Data Officer, iBanFirst An underutilised innovation According to a survey by the World Economic Forum on the use of artificial intelligence (AI) in the Financial Services industry, 77% of business leaders expect that AI will become an essential part of their business within the next two years. However, a large proportion of businesses are still underutilising AI services. This is mainly due to industry ‘hype’...

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How Fintech can help people save the planet
Oct12

How Fintech can help people save the planet

One of the largest crises our humanity will ever face is global warming and climate change. Can fintech help us to face this global crisis?  Mitto, the Barcelona-based startup that promotes sustainable consumption rewarding its users for buying responsibly, was born in 2019 as a prepaid card for children and parents to promote financial education, although in 2020 it has definitely evolved towards what originally motivated its CEO,...

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Fintech 2021: from crisis to consolidation
Oct12

Fintech 2021: from crisis to consolidation

For most people, life and work have changed fundamentally since the Covid-19 crisis began – and there are concerns that the crisis could still worsen again . Most areas of the world’s economy have been profoundly affected too, and the Fintech sector is no exception. Fintech has been both an epicentre of the crisis – and has also been central to recovery efforts, as payments have moved online and governments have sought to disburse...

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Machine Learning and biometrics key to fighting fraud in brave new digital world – Equifax comments
Oct08

Machine Learning and biometrics key to fighting fraud in brave new digital world – Equifax comments

Commenting on how lenders can fight back against fraudulent credit applications in the challenging COVID-19 landscape, Keith McGill, Head of ID & Fraud at Equifax UK, believes machine learning, biometrics and Digital ID progress are the answer:   “Businesses and consumers are grappling with an amalgam of new fraud and identity trends. At one end of the scale we have positive developments such as instant payments and new digital...

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The Future is Frictionless
Oct06

The Future is Frictionless

by Paulette Rowe, CEO, Integrated and E-commerce Solutions. The future of retail is frictionless Believe it or not, the festive season is fast approaching. With less than 15 weeks until Christmas, and even fewer to Black Friday and Cyber Monday, if this were a typical year now would be the time that stores would traditionally begin ramping up their activities in preparation for their most profitable months. Of course, 2020 has been...

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Discover Sibos 2020
Oct05

Discover Sibos 2020

To celebrate what is turning out to be one of the biggest Sibos events ever, we are proud to present a special edition of “Discover Sibos 2020” “Although the pandemic has affected so many areas of our lives, we need to become united across the globe in looking for new ways to succeed and flourish… To not see the limitations but the opportunities of change.” That quote comes from Natalie Abalo-Ratcliffe. Natalie is a...

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Exclusive: ‘Totally taken with tokenisation ‘ – Christian Wolf, Raiffeisen Bank International in “The Fintech Magazine”
Sep30

Exclusive: ‘Totally taken with tokenisation ‘ – Christian Wolf, Raiffeisen Bank International in “The Fintech Magazine”

Raiffeisen Bank International was uniquely positioned in Central and Eastern Europe to develop a private stablecoin that operates alongside the Euro. Head of Strategic Partnerships and Ecosystems, Christian Wolf, says the bank’s tokenisation platform shows what collaboration and transparency can achieve. A payments system that’s super-fast, super-secure and super-efficient, with the ability to include transactional data, sounds like...

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Exclusive: ‘Fintechs’ Mayflower  voyage – and the bank that’s welcoming them’ – Eric Garretson, NBKC in “The Fintech Magazine”
Sep30

Exclusive: ‘Fintechs’ Mayflower voyage – and the bank that’s welcoming them’ – Eric Garretson, NBKC in “The Fintech Magazine”

Contrary to popular belief, the acclaimed explorer Christopher Columbus was not the first European to discover the Americas. It was the Vikings. Norse sagas from the time corroborate this theory, telling the tale of Leif Eriksson, son of Erik the Red, as he pioneered a route from Greenland, across the Davis Strait to Newfoundland and beyond. The sagas describe North America as a land of unspoilt riches – a miraculous bounty of game,...

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Exclusive: ‘Hands up for hands off’ – Gillian Shaw, RBR in “The Fintech Magazine”
Sep30

Exclusive: ‘Hands up for hands off’ – Gillian Shaw, RBR in “The Fintech Magazine”

RBR forecasts that the pandemic-accelerated shift to tap-and-go payments is likely to continue – even among slow adopters like the USA, says analyst Gillian Shaw. COVID-19 has acted as a catalyst that has accelerated many changes in banking and payments that were already underway. Of all these changes, such as the increased use of online banking and the ecommerce-driven shift to electronic payments, it is perhaps the switch to...

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Self Service Banking Asia 2020
Sep29

Self Service Banking Asia 2020

I’ll be honest. When Editor-in-Chief Ali Paterson asked if I wanted to attend a two-day event on ATMs, I started to question my career choices. It sounds like a bit of a snooze-fest, right? I imagined a lot of drab chat about god knows what, and a strong sense of the passing of time. So, with suitably managed expectations, I dragged open my laptop at 6am to tune into the Self Service Banking Asia event 2020. My preconceptions were...

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Exclusive: ‘Cracking or coping? How COVID reset AI’ – David Bailey, Santander and Andy Renshaw, Feedzai in “The Fintech Magazine”
Sep28

Exclusive: ‘Cracking or coping? How COVID reset AI’ – David Bailey, Santander and Andy Renshaw, Feedzai in “The Fintech Magazine”

AI has had to run fast to catch up with dramatically different patterns of behaviour during the pandemic. David Bailey, Santander’s Head of Payments Strategy, and Andy Renshaw, VP for Banking Solutions at anti-fraud software firm Feedzai, consider the short-term and long-term consequences of changes in the way we spend. Artificial intelligence (AI) software spots bank account fraud by identifying behaviour changes. A sudden interest...

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