Exclusive: ‘Xchange of value’ – Medhy Souidi, DBS in “The Fintech Magazine”
Jun23

Exclusive: ‘Xchange of value’ – Medhy Souidi, DBS in “The Fintech Magazine”

Medhy Souidi, Head of DBS’ Startup Xchange initiative, tells us why he thinks Hong Kong will continue to be a beacon for fintechs. Hong Kong has for decades been a gateway from West to East – and it’s a gate that’s mostly swung both ways. The current political standoff over China’s apparent dismantling of the one-country-two-systems framework, threatens to knock it off its hinges. The US has warned it will strip Hong Kong of its...

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Exclusive: ‘Tear down the wall!’ – Stefan Moller, Klar, Pablo Cuaron, Mastercard & Tory Jackson, Galileo in “The Fintech Magazine”
Jun22

Exclusive: ‘Tear down the wall!’ – Stefan Moller, Klar, Pablo Cuaron, Mastercard & Tory Jackson, Galileo in “The Fintech Magazine”

Now, more than ever, fintechs and enablers of Mexico’s new digital financial infrastructure will have to work hard to bring forward services that Mexicans desperately need in the wake of COVID-19. Neobank Klar’s Stefan Moller, Mastercard’s Pablo Cuaron, and Galileo’s Tory Jackson look at what’s being done to dismantle the barrier created by financial exclusion. Mexico has endured a litany of unflattering caricatures over the years....

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Exclusive: ‘From fossil fuels to fintech’ – Chris Kiew-mith, Financial Services Regulation Authority in “The Fintech Magazine”
Jun22

Exclusive: ‘From fossil fuels to fintech’ – Chris Kiew-mith, Financial Services Regulation Authority in “The Fintech Magazine”

Famous for its wealth, amassed largely thanks to the ‘black gold’ it mines in abundance, the UAE is making a seismic shift towards a new economy focussed on finance, says Chris Kiew-Smith, Head of Technology for the Financial Services Regulation Authority. It’s fortuitous that the United Arab Emirates (UAE) began embracing one of the biggest economic changes in its history at a time when the value of the substance it built its riches...

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Exclusive: ‘Cracking fintech?’ – Hannah Duncan investigates FinTech Wales in “The Fintech Magazine”
Jun19

Exclusive: ‘Cracking fintech?’ – Hannah Duncan investigates FinTech Wales in “The Fintech Magazine”

FinTech Wales is implementing a 10-year road map, spanning schools, business and government, to create an incubator the size of a country. Hannah Duncan investigates. FinTech Wales is shaking up the nation with ambitious plans to future-proof employment. Ripping up the rule book, tech CEOs are appearing in schools while competitors collaborate in government offices.  It’s part of a 10-year plan, which strives to pave the way for...

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Exclusive: ‘Stand up for fintech’ – Nick Ogden, ClearBank & Alexandra Frean, Starling Bank in “The Fintech Magazine”
Jun19

Exclusive: ‘Stand up for fintech’ – Nick Ogden, ClearBank & Alexandra Frean, Starling Bank in “The Fintech Magazine”

Fintechs have been straining at the leash to help government save SMEs during the COVID-19 crisis and their frustration is palpable. We asked Nick Ogden, Founder & Investor Director of ClearBank, which is lobbying for more fintech-led lending, and Alexandra Frean, Head of Corporate Affairs for Starling Bank, one of the few accredited to deliver it, what’s holding the sector back Lockdown measures have hit the UK’s six million...

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Exclusive: ‘Predicting unpredictable’ – Jeremy Suddards, Aptitude Software in “The Fintech Magazine”
Jun18

Exclusive: ‘Predicting unpredictable’ – Jeremy Suddards, Aptitude Software in “The Fintech Magazine”

If CFOs want to forecast their way out of the current economic crisis, Jeremy Suddards, CEO of Aptitude Software, suggests this is the perfect moment to turn inclement conditions to a future advantage by adopting a data-led approach. What’s the one job you wouldn’t want right now? How about forecasting for finance teams? Or providing solutions to complex compliance issues?  Jeremy Suddards was still only relatively recently installed...

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Exclusive: ‘Securing the future’ – Zac Cohen & Rutherford Wilson, Trulioo in “The Fintech Magazine”
Jun18

Exclusive: ‘Securing the future’ – Zac Cohen & Rutherford Wilson, Trulioo in “The Fintech Magazine”

The COVID-19 pandemic has forced us to rely on digital finance more than ever. Will it demonstrate to the public the true potential of open banking? Here, identity verification player Trulioo’s Chief Operating Officer Zac Cohen, and Director of Growth Rutherford Wilson consider the impacts The Fintech Magazine: We’ve seen the pandemic propel digitisation up the banking agenda in the West, but has it slowed down discussions on open...

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Exclusive: ‘The standards Bearer’ – Andy Ramsden & Gabrielle Bugat, G+D in “The Fintech Magazine”
Jun18

Exclusive: ‘The standards Bearer’ – Andy Ramsden & Gabrielle Bugat, G+D in “The Fintech Magazine”

The roll-out of secure customer authentication has once more been delayed, this time as a result of the COVID-19 pandemic. We took the opportunity to bring G+D’s Andy Ramsden together with Vendorcom’s Paul Rodgers to discuss how the time might be used to refine the scheme, and asked Gabrielle Bugat about G+D’s wider role in payments development. Strong customer authentication (SCA), part and parcel of the revised Payment Services...

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Exclusive: ‘Flicking the smart switch’ – Santiago Egas, BPC Americas in “The Fintech Magazine”
Jun16

Exclusive: ‘Flicking the smart switch’ – Santiago Egas, BPC Americas in “The Fintech Magazine”

Santiago Egas, Executive Vice President & Managing Director of BPC Americas, believes policymakers must allow digital pioneers to help rebuild economies, post-pandemic. It’s been almost 10 years since the global Maya Declaration was signed in Mexico at a forum held by Members of the Alliance for Financial Inclusion.   The international signatories were central banks, banking system supervisors and other financial regulatory...

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The Fintech Magazine Issue 16
Jun12

The Fintech Magazine Issue 16

In this of The Fintech Magazine, with Covid-19 putting a spotlight on the point of sale, we look at Regtech & SCA with G+D, Trulioo and Aptitude, and what it means for the future of payments. Neobanks galore! We catch up with exclusive interviews the CEO’s of the current and next wave of challengers to take on the world of financial services, including banks from five continents – Bunq, Rizq, free2, Mox, KudaBank, 220,...

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Exclusive: ‘The Greenhouse effect’ – Lisa Frazier, Wells Fargo in “The Fintech Magazine”
Apr30

Exclusive: ‘The Greenhouse effect’ – Lisa Frazier, Wells Fargo in “The Fintech Magazine”

Wells Fargo was known for taming financial services in the Wild West. Now, it’s driving a coach (this time without the horses) through retail banking, using AI to help customers manage money better, says Head of Innovation Lisa Frazier. Artificial intelligence (AI) will revolutionise banking by helping people to improve their financial health. Not only will AI democratise financial services by providing them at a lower cost than...

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Exclusive: ‘Rising to the challenge of global B2B payments’ – Alan Koenigsberg, Visa Business Solutions in “The Fintech Magazine”
Apr30

Exclusive: ‘Rising to the challenge of global B2B payments’ – Alan Koenigsberg, Visa Business Solutions in “The Fintech Magazine”

Alan Koenigsberg, Global Head of New Payment Flows at Visa Business Solutions, on how businesses can find a way forward. International businesses today increasingly expect global access to finance in real time.  They also expect finance to be available to them in a way that works in any country and currency, without the process being stymied by the historical constraints of national boundaries. And they expect financial institutions...

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Exclusive: ‘The great enabler’ – Gareth Gaston, U.S. Bank in “The Fintech Magazine”
Apr30

Exclusive: ‘The great enabler’ – Gareth Gaston, U.S. Bank in “The Fintech Magazine”

Data drives the digital cogs that allow U.S. Bank to pursue an open banking model, but it knows better ID&V solutions are needed if everyone is to benefit fully. Executive VP of Omnichannel, Gareth Gaston, outlines the bank’s approach. As the US grapples with the complex issue of how better to protect its citizens’ digital identities to thwart spiralling cybercrime, the bank that bears the nation’s name is forging into a new,...

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Exclusive: ‘The safety catch’ – Kevin Emery, UL in “The Fintech Magazine”
Apr30

Exclusive: ‘The safety catch’ – Kevin Emery, UL in “The Fintech Magazine”

UL has spent more than a century helping companies embrace innovation while keeping consumers safe and happy. And that’s a very useful skillset in financial services right now, says Kevin Emery, Director of Cybersecurity Enablement. On the face of it, ensuring vacuum cleaners don’t spontaneously combust and battery-operated toys don’t go rogue, has little to do with strong customer authentication or EMV (Europay, Mastercard and...

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Exclusive: ‘Keeping an open mind’ – Pol Navarro, Banco Sabadell in “The Fintech Magazine”
Apr30

Exclusive: ‘Keeping an open mind’ – Pol Navarro, Banco Sabadell in “The Fintech Magazine”

TSB’s transformation hasn’t always been as smooth as it might have liked, but Pol Navarro, Digital CIO at parent group Banco Sabadell, says it’s now poised to reap the benefits of an open banking world. When TSB ran a snap online Twitter poll back in 2018, asking followers if banks opening their data to customers and authorised organisations was a good idea, the response wasn’t encouraging. Although admittedly a small sample, 38 per...

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Exclusive: An issue of trust’ – Zac Cohen , Trulioo in “The Fintech Magazine”
Apr30

Exclusive: An issue of trust’ – Zac Cohen , Trulioo in “The Fintech Magazine”

A proposed guideline framework for assessing digital ID systems could bring order to chaos and set the global standard for integrity, says Trulioo COO Zac Cohen. Exposed databases containing our most personal information – information that dark web dealers, security hackers and, by extension, money launderers, traffickers and terrorists – have been described as ‘the ugly elephant in the room that every security professional knows...

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Exclusive: ‘Doing the thinking for you’ – Roland Brandli, SmartStream in “The Fintech Magazine”
Apr30

Exclusive: ‘Doing the thinking for you’ – Roland Brandli, SmartStream in “The Fintech Magazine”

In the post tap-and-pay world, businesses don’t have the luxury of time to identify and correct problems in the lifecycle of a transaction. But with SmartStream’s new portfolio of AI services, they won’t need it, says Strategic Product Manager Roland Brandli. With its specialisation in financial transaction lifecycle management, SmartStream’s dedicated innovations team, which is made up of highly skilled researchers, mathematicians,...

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Exclusive: ‘All aboard (swiftly and securely)’ – Angela  Byrne, RBS in “The Fintech Magazine”
Apr30

Exclusive: ‘All aboard (swiftly and securely)’ – Angela Byrne, RBS in “The Fintech Magazine”

With banks steadfastly moving their operations from branches to digital channels, onboarding is a vital stage in the sales process that is benefitting from the latest technology. Onboarding is typically challenging and time-consuming, involving numerous steps that can impact conversion rates and the cost of acquisition. However, banks must exercise due diligence and vet every new customer to comply with know your customer (KYC),...

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Exclusive: ‘Vietnam in banking’s fast lane’ – Gillian Shaw, RBR in “The Fintech Magazine”
Apr29

Exclusive: ‘Vietnam in banking’s fast lane’ – Gillian Shaw, RBR in “The Fintech Magazine”

With demand for banking services in Southeast Asia increasing rapidly as populations and economies grow, RBR’s flagship conference Self-Service Banking Asia 2020 will explore how innovation in banking can transform growth challenges into new opportunities. We caught up with Gillian Shaw, the conference producer, to find out more about the region’s hot topics and what we can expect from the event. The Fintech Magazine: Why will this...

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Exclusive: ‘Postmodern banking’ – Martin Kearsley, Post Office in “The Fintech Magazine”
Apr29

Exclusive: ‘Postmodern banking’ – Martin Kearsley, Post Office in “The Fintech Magazine”

The UK Post Office has de facto become the country’s biggest high street bank, acting as proxy for those that can’t maintain a presence there. As it enters a new era in 2020, the retailer’s Banking Director, Martin Kearsley, believes it’s more relevant than ever. When the Post Office was founded in 1660, as the General Post Office, Charles II was reacquainting himself with the throne, Samuel Pepys was busy scribbling about plagues and...

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Exclusive: ‘Is this the end or just the beginning?’ – Laurent Nizri, Paris FinTech Forum in “The Fintech Magazine”
Apr29

Exclusive: ‘Is this the end or just the beginning?’ – Laurent Nizri, Paris FinTech Forum in “The Fintech Magazine”

As Founder & CEO of Paris FinTech Forum, Laurent Nizri has seen a remarkable metamorphosis of the industry over the past five years. Here, he reflects on where it’s come from… and where it’s going. 28 January 2016 was the first edition of Paris FinTech Forum. We were one of the first truly global events to launch in the industry. From the outset, even though we were a much smaller event than we are today, we were able to...

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Exclusive: ‘Seeding ideas’ – Chris Crespo, Nordea Bank in “The Fintech Magazine”
Apr29

Exclusive: ‘Seeding ideas’ – Chris Crespo, Nordea Bank in “The Fintech Magazine”

From sending executives to Silicon Valley so that they can experience innovation, to asking customers to help with product development, Nordea Bank is on a cultural transformation as much as a digital one… and that, says Chris Crespo, will be more enduring than technological change. The Fintech Magazine: You have one of the coolest job titles in banking: you’re Nordea Group’s chief futurist. So, what does a futurist do for a living?...

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Exclusive: ‘High hopes for low-code’ – Richard Billington, Netcall in “The Fintech Magazine”
Apr29

Exclusive: ‘High hopes for low-code’ – Richard Billington, Netcall in “The Fintech Magazine”

Netcall’s Chief Technology Officer, Richard Billington, on how low-code is paving the way for a fresh approach to change in financial services. High on the agenda in the finance sector is customer experience. So what’s stopping businesses in this competitive market meeting the increasing demands from its customers? Like many industries, finance has legacy systems and complex IT structures to contend with. It’s a recipe for...

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Exclusive: ‘Smart city slickers’ – Neha Mehta, FemTech Partners in “The Fintech Magazine”
Apr29

Exclusive: ‘Smart city slickers’ – Neha Mehta, FemTech Partners in “The Fintech Magazine”

Said to be the smartest city in the world, Singapore is using technology to enhance its resilience and sustainability – not least in financial services. From investing US$2billion in green funds to collaborating with near-neighbours in developing crossborder payments systems and setting up a National Office of AI to oversee artificial intelligence, it’s determining its future with brave, bold steps. The strategy was evident at the...

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Exclusive: ‘Of banks and butterflies’ – Peter Hazou, Microsoft in “The Fintech Magazine”
Apr29

Exclusive: ‘Of banks and butterflies’ – Peter Hazou, Microsoft in “The Fintech Magazine”

Peter Hazou, Director of Solutions for Financial Services at Microsoft, discusses why moving to a Cloud-based platform is an evolutionary step that will help the banking industry soar on digital wings. Banks today face the butterfly challenge: unless they entirely transform their business models to become fully-fledged digital beings, they will cease to be competitive and will be replaced by new entrants who are unencumbered by legacy...

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Exclusive: ‘Knowing me, knowing you’ – Barley Laing, Melissa Global Intelligence  in “The Fintech Magazine”
Apr29

Exclusive: ‘Knowing me, knowing you’ – Barley Laing, Melissa Global Intelligence in “The Fintech Magazine”

Intelligence solutions company Melissa is focussed on establishing who individuals and companies are beyond reasonable doubt. And in the shadowy world of online identity fraud, where the masks are always changing, that’s a level of proof that’s increasingly hard to obtain, as Barley Laing, its UK MD, outlines. It’s perhaps hard for some to believe but, only a decade or so ago, most companies would happily accept a photocopy of an ID...

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Exclusive: ‘Smart work!’ – Francis Thornhill, Konica Minolta in “The Fintech Magazine”
Apr29

Exclusive: ‘Smart work!’ – Francis Thornhill, Konica Minolta in “The Fintech Magazine”

A successful combination of human and artificial intelligence is rocket-charging invoice processing for Konica Minolta’s clients. But having found the sweet spot, it won’t stop at accounts payable, says Francis Thornhill, Marketing Director for Intelligent Information management and Managed IT Services. In October 2019, Konica Minolta Business Solutions (UK) launched its smart invoice processing solution. A Cloud-based service, it...

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Exclusive: ‘Debt and AI: a question of ethics’ – Raman Bhatia, HSBC in “The Fintech Magazine”
Apr28

Exclusive: ‘Debt and AI: a question of ethics’ – Raman Bhatia, HSBC in “The Fintech Magazine”

Open banking and digital technology have already helped HSBC dramatically extend access to credit as it begins to reimagine the lending model. But those tools must be used thoughtfully to protect banks and customers, says  Raman Bhatia, former Head of HSBC’s Digital Banking arm in the UK and Europe. The world of lending is on the cusp of a revolution. The new decade could see the emergence of lending widgets that sit wherever...

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Exclusive: ‘Orchestrating payments’ – Raphaël Guilley & Stéphanie Pietri, FIME in “The Fintech Magazine”
Apr27

Exclusive: ‘Orchestrating payments’ – Raphaël Guilley & Stéphanie Pietri, FIME in “The Fintech Magazine”

FIME is helping to coordinate and unite global payments. Raphaël Guilley, VP of Solutions, and Stéphanie Pietri, Marketing Communications Director, discuss the quest for seamless card and mobile transactions. It’s not the destination, it’s the journey. This phrase could well describe FIME’s philosophy and approach to data security and customer experience in the rapidly changing and complex world of payments. The company enables its...

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Exclusive: ‘Credit where it’s due’ – Bis Das, Equifax in “The Fintech Magazine”
Apr26

Exclusive: ‘Credit where it’s due’ – Bis Das, Equifax in “The Fintech Magazine”

Equifax saw an early opportunity to demonstrate that open banking could have a positive impact on its clients’ lending. Solution Design Consultant Bis Das says its proactive approach has paid off. Open banking in the UK has arguably yet to shake up financial services as dramatically as some expected, but one area in which it has certainly made an impact is credit scoring.  The open banking rules, which came into force for nine major...

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Exclusive: ‘King Kong’ – Doug Mackenzie in “The Fintech Magazine”
Apr25

Exclusive: ‘King Kong’ – Doug Mackenzie in “The Fintech Magazine”

Hong Kong is uniquely positioned where China meets the Western world –geographically, culturally and politically. And it’s where fintech is pushing the boundaries, as The Fintech Magazine’s Doug McKenzie discovered. Hong Kong’s annual Fintech Week might have gone under the radar due to its proximity in timing and geography to the Singapore FinTech Festival – the world’s biggest. But, given recent events in China’s special...

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Exclusive: ‘Monster of a problem’ – Gena Boutin, Refinitiv in “The Fintech Magazine”
Apr20

Exclusive: ‘Monster of a problem’ – Gena Boutin, Refinitiv in “The Fintech Magazine”

Gena Boutin of data industry specialist Refinitiv, believes there is only one way to defeat synthetic identity fraud It’s been described as the Frankenstein’s monster of ID theft because criminals don’t need all of your identity, just a piece of you, from which to construct a threat that is casting a sinister shadow over financial services. Synthetic identity fraud (SIF), to give it its real name, is the act of piecing together real...

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Exclusive: ‘Changing fortunes’ – Sanjiv Sawhney, Citi in “The Fintech Magazine”
Mar18

Exclusive: ‘Changing fortunes’ – Sanjiv Sawhney, Citi in “The Fintech Magazine”

Sanjiv Sawhney, Head of Global Custody and Fund Services at Citi, on the pressures facing the investment industry – and how it’s helping clients respond The investment industry has undergone intense change over the last two years, with many businesses and individuals working in the sector searching for growth in an age of significant disruption. New fintechs and challenger banks offering an alternative to traditional wealth management...

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Exclusive: ‘Going global by staying local’ – Matthieu Barral, Checkout.com in “The Fintech Magazine”
Mar17

Exclusive: ‘Going global by staying local’ – Matthieu Barral, Checkout.com in “The Fintech Magazine”

With a wealth of payment methods now available, the big challenge for ambitious merchants is efficiently integrating them all. Here, Matthieu Barral, SVP of Sales in the UK for Checkout.com discusses his company’s proprietary platform, growing KYC demands and the future of a fragmented payments industry There are now nearly as many different types of payment method and technology as there are types of merchant. Whether it’s Visa,...

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Exclusive: ‘Bringing data into custody’ – Saket Sharma, BNY Mellon in “The Fintech Magazine”
Mar17

Exclusive: ‘Bringing data into custody’ – Saket Sharma, BNY Mellon in “The Fintech Magazine”

Saket Sharma, Chief Information Officer of Treasury Services Technology at BNY Mellon, explains why capturing and controlling ever larger volumes of data is crucial for customer protection and business efficiency Custodian banks have a special duty to protect the financial assets of their customers – and none more so than BNY Mellon. As the world’s largest custodian, it administers $35.8trillion of assets (as of Q3/19) on behalf of...

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Exclusive: ‘A new trade order?’ – James Binns, Barclays in “The Fintech Magazine”
Mar17

Exclusive: ‘A new trade order?’ – James Binns, Barclays in “The Fintech Magazine”

Barclays is using new technology to help steer through unpredictable economic seas. We explore how it’s applying blockchain, AI and the Cloud to give clients safer passage Global trade is slowing and, some say, could be on the point of stagnating, not least as a result of markets struggling to come to terms with shocks such as the Brexit vote (which wiped $2trillion off the markets in 2016) and the US/China trade standoff that rumbled...

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Exclusive: ‘Bricks & Clicks’ – Charles McDowell & Russ Fitzgerald, Hampshire Trust Bank in “The Fintech Magazine”
Mar16

Exclusive: ‘Bricks & Clicks’ – Charles McDowell & Russ Fitzgerald, Hampshire Trust Bank in “The Fintech Magazine”

Specialist lender to the property market, Hampshire Trust Bank, is building a unique proposition based on best-in-breed technology, open banking and human experience. Charles McDowell and Russ Fitzgerald explain how it’s knocking on the future’s door Decade retrospectives are usually playful affairs, hopping energetically across the biggest stories of the previous 10 years: royal weddings, sporting upsets, Kardashian bottoms, that...

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Exclusive: ‘A comfortable compromise’ – Ben Thorpe, Glory in “The Fintech Magazine”
Mar16

Exclusive: ‘A comfortable compromise’ – Ben Thorpe, Glory in “The Fintech Magazine”

If endless headlines are to be believed, the rise of the digital-first generation and ubiquity of mobile phones, mean the days of branch banking are numbered. But are they? Ben Thorpe of cash technology innovator Glory thinks not. Why? Mainly because a deeper look into the numbers reveals that even tech-savvy millennials want the comfort of being able to talk to human beings, face to face, when it comes to making some of the biggest...

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Exclusive: ‘Lodes of good?’ – David Hoghton-Carter, Fintech Investment insight in “The Fintech Magazine”
Mar16

Exclusive: ‘Lodes of good?’ – David Hoghton-Carter, Fintech Investment insight in “The Fintech Magazine”

There are plenty of ideas for tech-for-good. But finding funding for something that builds social rather than financial capital is desperately hard. David Hoghton-Carter challenges fintech to put its thinking cap on I’m wearing a few different hats at the moment – fintech founder, consultant, non-exec, occasional writer and advocate – and there’s an elephant in the room that I keep noticing across my different roles. There’s a big gap...

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Exclusive: ‘Why insurers should stop fearing technology’ – Stephanie Smith, Allianz in “The Fintech Magazine”
Mar16

Exclusive: ‘Why insurers should stop fearing technology’ – Stephanie Smith, Allianz in “The Fintech Magazine”

Insurtech has the potential to offer new revenue streams and to even help restore the public perception of the insurance industry, as Stephanie Smith, Chief Operating Officer at Allianz, explains to financial data experts FinTech Global The insurance industry is no stranger to using the latest technologies, giving rise to an entire new sector dubbed insurtech. The innovators in this industry are utilising blockchain, artificial...

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Exclusive: ‘Branching Out’ – Áine McCleary, Bank of Ireland in “The Fintech Show”
Mar16

Exclusive: ‘Branching Out’ – Áine McCleary, Bank of Ireland in “The Fintech Show”

Following the revelation that digital natives do actually enter banks, Áine McCleary, Director of Distribution Channels for Bank of Ireland, outlines its vision for a future-facing physical presence with branches to suit everyone Digital natives, we’re told, are so immersed in digital technology – so comfortable in the binary landscape that links their phones to their friends and their finances – that physical, real-life experiences...

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Exclusive: ‘Fast, smart, secure…’ – Julie Harris & Geoff Brady, Bank of America in “The Fintech Magazine”
Mar16

Exclusive: ‘Fast, smart, secure…’ – Julie Harris & Geoff Brady, Bank of America in “The Fintech Magazine”

… are the ambitions driving Bank of America’s investment in digital infrastructure to facilitate transactions in the supply chain. Julie Harris, Head of Global Banking Digital Strategy, and Geoff Brady, Head of Global Trade & Supply Chain Finance for GTS, discuss the impact From bringing together global female leaders of economic growth and mentoring them at the Global Ambassadors Program in November, to being recognised for...

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Exclusive: ‘Cash in the community’ – Ron Delnevo, Cash and Card World in “The Fintech Magazine”
Mar16

Exclusive: ‘Cash in the community’ – Ron Delnevo, Cash and Card World in “The Fintech Magazine”

Ron Delnevo, Chairman of Cash and Card World, argues that hard currency qualifies as a public utility, so important is it to everyday life. I have been making the case for a number of years that having only one access point for cash in any community is not an adequate provision. I reiterated this point at a round table event, sponsored by the UK Payment Systems Regulator In October 2019, only to have someone jump up to claim that...

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Exclusive: ‘Codes of Conduct’ – Mark Bradbury, Apply Financial in “The Fintech Magazine”
Mar10

Exclusive: ‘Codes of Conduct’ – Mark Bradbury, Apply Financial in “The Fintech Magazine”

We’re all familiar with IBAN and BIC numbers, but would you know what a payments purpose code is – or who uses it? Payments validation software company Apply Financial has made it its business to find out, so clients don’t have to, using RESTful APIs to detect what’s needed to ensure straight-through, crossborder processing using its Validate tool. As bank-to-bank payments look set to emerge as the go-to transaction method, MD Mark...

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Exclusive: ‘Cloud Cover’ – Ciaran Chu, ACI Worldwide in “The Fintech Magazine”
Mar10

Exclusive: ‘Cloud Cover’ – Ciaran Chu, ACI Worldwide in “The Fintech Magazine”

Ciaran Chu, Head of Public Cloud for ACI Worldwide, explains what Microsoft Azure means for ACI and its customers As a global provider of real-time payment and banking solutions, ACI Worldwide fully appreciates how the Cloud can grow its business and help banks and other organisations become more agile and enhance their products and services. It’s why ACI is looking to the digital skies as part of a major overhaul of its core...

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Exclusive: ‘Don’t Mention the ‘P’ word!’ – Alasdair Rhind, Aegon in “The Fintech Magazine”
Mar10

Exclusive: ‘Don’t Mention the ‘P’ word!’ – Alasdair Rhind, Aegon in “The Fintech Magazine”

Aegon’s Head of Customer and Workplace Propositions, Alasdair Rhind, explains how its digital approach to ‘wage after work’ is changing attitudes to financial planning The fintech revolution has seen many financial services furnished with flashy new paintjobs and impressive under-the-hood innovations. But what’s that hidden behind the Bank Bugattis and Paytech Porches at the very back of the showroom? Pensions could be the Ferrari of...

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Exclusive: ‘Spicing up realtime payments’ –  Craig Ramsey, ACI Worldwide in “The Fintech Magazine”
Mar06

Exclusive: ‘Spicing up realtime payments’ – Craig Ramsey, ACI Worldwide in “The Fintech Magazine”

The urgent need for universal, realtime global payments has been recognised across the financial services industry and beyond for some time. And universal payments facilitator ACI Worldwide (ACI) has been helping to make them happen for some time. Now, it is looking east, to India, for inspiration in delivering not just speed, but added value to those crossborder transactions, in order to promote wider adoption among banks. Last June,...

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Exclusive: ‘Bucking the trend’ – Terry Gore, JobsOhio in “The Fintech Magazine”
Mar04

Exclusive: ‘Bucking the trend’ – Terry Gore, JobsOhio in “The Fintech Magazine”

Ohio is one of the best-connected places for success-hungry fintechs to set up home, says Terry Gore, Director of Financial Services and Fintech at JobsOhio Perched on the eastern edge of the US Midwest, the state of Ohio is perfectly placed for fintechs to succeed. With easy access to some of the world’s greatest financial services markets and offering a pool of talent, the ‘Buckeye State’ – so-named after one of its indigenous trees...

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Exclusive: ‘Showing the love for SMEs’ – Anders la Cour, Banking Circle in “The Fintech Magazine”
Mar04

Exclusive: ‘Showing the love for SMEs’ – Anders la Cour, Banking Circle in “The Fintech Magazine”

Access to finance has undoubtedly improved in recent years, but for SMEs (small and medium-sized enterprises), this improvement is not enough Anders la Cour, Co-founder and CEO of Banking Circle, looks at the challenges and opportunities ahead for SME payment providers, and their vital role in financial inclusion. Almost all of them need finance in their first few years, but while loans are an essential lifeline to many, they alone...

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Exclusive: ‘Virgin territory’ – Paul Titterton, Virgin Money in “The Fintech Magazine”
Mar03

Exclusive: ‘Virgin territory’ – Paul Titterton, Virgin Money in “The Fintech Magazine”

If anyone knows anything about building a successful brand, it’s Sir Richard Branson. Who remembers now that the trademark, pillar box red Virgin Money logos covered up the former Northern Rock fascias after the company bought the North East bank eight years ago, so forceful is its presence. Now, the ultimate challenger brand, which itself was bought in 2018 by Clydesdale and Yorkshire Bank’s owners in a £1.7billion deal that leaves...

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