Exclusive: ‘Sizing up the lendtech liquidity gap ‘ – Alison Harwood, Varengold in “The Fintech Magazine”
Sep18

Exclusive: ‘Sizing up the lendtech liquidity gap ‘ – Alison Harwood, Varengold in “The Fintech Magazine”

Alternative lenders could help get the global economy on track, but they can’t do  it without adequate debt financing. Head of Varengold Bank’s London branch, Alison Harwood,  says now is the time for institutional investors to back them With the global economy in uncharted territory, the relative calm in the markets through July and August has been accompanied by a stronger sense that the world is sailing through the eye of an...

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Exclusive: ‘The Long Walk to Inclusion’ – David Pope, HooYu, Edwin Chong, Muniy and Diane Brocklebank,Prepaid International Forum in “The Fintech Magazine”
Sep17

Exclusive: ‘The Long Walk to Inclusion’ – David Pope, HooYu, Edwin Chong, Muniy and Diane Brocklebank,Prepaid International Forum in “The Fintech Magazine”

2020 was supposed to be the year we celebrated the end of financial exclusion. But around half the world’s population still don’t have access to a bank account. We asked Edwin Chong of neobank Muniy, David Pope of verification specialists HooYu, and Diane Brocklebank, representing the Prepaid International Forum, what fintech can do about it. Sometime around mid-April, Ratan Kumari (46) gravely injured her feet from a bad fall as she,...

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Exclusive: ‘Crossing The Bay’ – in “The Fintech Magazine”
Sep16

Exclusive: ‘Crossing The Bay’ – in “The Fintech Magazine”

Hong Kong is the West’s golden ticket to the Greater Bay Area. But at what cost? What would persuade you to move your startup to Hong Kong right now? How about the Hong Kong Treasury’s HK$10,000-a-month wage subsidy, available for a year to businesses registered in the city that hire a local fintech developer? Or the estimated US$49billion that’s available through various innovation grants and venture capital schemes to tech firms? Or...

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Exclusive: ‘A key moment for retail?’ – Dr Christine Bailey, Valitor in “The Fintech Magazine”
Sep16

Exclusive: ‘A key moment for retail?’ – Dr Christine Bailey, Valitor in “The Fintech Magazine”

A survey, during the pandemic, of 300 SMEs in the hospitality and service sector, by Valitor and Visa, has revealed a surprising degree of resilience and optimism. But, as one door closes and another opens, those businesses need additional support from PSPs, says Valitor’s CMO Dr Christine Bailey. Back in January 2020, when COVID-19 was still a brief segment at the end of news broadcasts, payment solutions company Valitor spoke to The...

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Exclusive: ‘Fan ‘fair’ for a local hero’ – Ron Delnevo, Cash & Card Consultants in “The Fintech Magazine”
Sep16

Exclusive: ‘Fan ‘fair’ for a local hero’ – Ron Delnevo, Cash & Card Consultants in “The Fintech Magazine”

In the helter-skelter world created by the pandemic, community-based cash systems could be part of a socially and environmental-conscious ‘new normal’, argues Ron Delnevo, Chairman of Cash & Card Consultants. I recall vividly when I first became aware of the existence of Brighton Palace Pier. It was 1969. I was in a school group in my home town of Edinburgh, taken to see the anti-war movie Oh! What A Lovely War. I remember...

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Exclusive: ‘Putting the AI in Thai’ – Sam Tanskul, Krungsri Bank in “The Fintech Magazine”
Sep15

Exclusive: ‘Putting the AI in Thai’ – Sam Tanskul, Krungsri Bank in “The Fintech Magazine”

Krungsri Bank made a shrewd decision four years ago to get to the head of the queue when it came to acquiring and investing in new technology, by creating Krungsri Finnovate. Its MD, Sam Tanskul,  believes it can now help propel Thailand towards an AI-enabled future. It’s no coincidence that the biggest second-quarter financial deal in Southeast Asia involved Thai bank Krungsri and its Japanese superpower parent Mitsubishi  UFJ...

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Exclusive: ‘Mo’ money in the hood’ – Jeremy Suarez, Muniy in “The Fintech Magazine”
Sep14

Exclusive: ‘Mo’ money in the hood’ – Jeremy Suarez, Muniy in “The Fintech Magazine”

Muniy, a new challenger with a hip hop vibe, is reaching out to the underbanked and SMEs to create value for everyone, as Co-founder Jeremy Suarez explains. You’re out with a friend in search of some retail therapy and maybe a spot of lunch. As you walk along the high street, your pocket  vibrates. It’s your banking app, letting you know that you can get two-for-one cappuccinos in a gorgeous little café around the corner. Perfect...

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Exclusive: ‘A journey to the Cloud’ – Gary Delooze, Nationwide Building Society in “The Fintech Magazine”
Sep14

Exclusive: ‘A journey to the Cloud’ – Gary Delooze, Nationwide Building Society in “The Fintech Magazine”

Gary Delooze, CIO of the UK’s Nationwide, gives an honest and detailed insight into the building society’s migration to the Cloud – part of a £4.1billion IT investment that more than lived up to its promise during the pandemic. Nationwide Building Society is in the process of re-platforming its digital banking and mortgage services to a multi-Cloud environment. It’s part of an ambitious journey that Britain’s biggest building society,...

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Exclusive: ‘Building a bank for the future’ – Banking Circle in “The Fintech Magazine”
Sep14

Exclusive: ‘Building a bank for the future’ – Banking Circle in “The Fintech Magazine”

Banking Circle’s three-part white paper, Ready For The Rebuild? Rethinking The Value Of Digital Infrastructure, showed that the challenges banking executives cited as their most pressing concerns during the pandemic were the same as those before it struck… only now they are well on the way to resolving them. “Banks are no longer playing Jenga with their internal systems – where one new block or one more change could bring the whole...

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Exclusive: ‘Finding a healthy balance’ – Akash Dowra, Discovery Bank in “The Fintech Magazine”
Sep14

Exclusive: ‘Finding a healthy balance’ – Akash Dowra, Discovery Bank in “The Fintech Magazine”

South Africa’s Discovery Bank took what it had learned in the health insurance sector and applied the same behavioural data approach to personal finance. Akash Dowra, Head of Customer Insights and Technical Marketing, explains how it is truly a bank for our time. Most neobanks promise super-slick apps, low or no fees and a gazillion ways to improve your financial management. Discovery Bank’s website offers something different:...

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Exclusive: ‘A Golden Opportunity’ – Shahid Munir, Minted in “The Fintech Magazine”
Sep10

Exclusive: ‘A Golden Opportunity’ – Shahid Munir, Minted in “The Fintech Magazine”

Gold buying and trading app Minted was preparing to launch just as the pandemic prompted an investor stampede for bullion. So, it pulled out the stops and within weeks had turned over £500K. For co-founder Shahid Munir, it was the start of a glittering new career. It was Voltaire who said paper money eventually goes back to its intrinsic value of zero. Time and time again, he’s been proved right. Whether it was the fall of the Roman...

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Exclusive: ‘Money and Morals’ – Mehmet Burak Dikmen, Insha in “The Fintech Magazine”
Sep10

Exclusive: ‘Money and Morals’ – Mehmet Burak Dikmen, Insha in “The Fintech Magazine”

One of Germany’s newest challengers has adopted the principles of Islamic finance to serve a culturally-diverse audience – one hungry for a values-led approach  to banking. Co-founder of Insha, Mehmet Burak Dikmen, believes it can help redefine the concept of money. Worldwide, there were 142 fintech firms offering shariah-compliant financial services, according to Islamic Finance News. That’s almost 20 up on June’s number. With new...

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Exclusive: ‘Getting Your Clicks’ – Jukka Yliuntinen, G+D in “The Fintech Magazine”
Sep10

Exclusive: ‘Getting Your Clicks’ – Jukka Yliuntinen, G+D in “The Fintech Magazine”

The retail explosion spurred on by COVID-19 is a golden opportunity for the industry – if it can collaborate over payment security, says G+D Mobile Security’s Vice President Jukka Yliuntinen. Hands up if delivery services like Amazon have become your fourth emergency service during lockdown.  The biggest example of an online retailer stepping in to help consumers access supplies and stave off boredom during months out of social...

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Exclusive: ‘Predicting the unpredictable’ – Ad van der Poel, Bank of America in “The Fintech Magazine”
Sep09

Exclusive: ‘Predicting the unpredictable’ – Ad van der Poel, Bank of America in “The Fintech Magazine”

Ad van der Poel, Co-head of Product Management at Bank of America’s Global Transaction Service for EMEA, believes ‘digitising the trade’, not just the payment, is key to business survival in a future that’s increasingly hard to call. Latin scholar or not, every company boss and treasurer surely knows the mantra scientia potentia est. In the digital age, knowledge is most definitely power. Having forensically accurate financial...

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Exclusive: ‘Challenging the challengers’ – Elliot Goykhman, Zelf in “The Fintech Magazine”
Sep09

Exclusive: ‘Challenging the challengers’ – Elliot Goykhman, Zelf in “The Fintech Magazine”

How would I describe Zelf? Edgy. Revolutionary. So seamless and slick it’s practically invisible; a bank so disruptive that it could only have been made for teenagers, because Zelf is entirely based where they are – on messaging platforms. Proud to be app-free, it’s an instant bank for Gen Zers. And when it says instant, it means it. Opening a basic account takes a mere 30 seconds. Just pop an onboarding request to Zelf, and ‘30, 29,...

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Exclusive: ‘A continental shift’ – Abdeslam Alaoui Smaili, HPS in “The Fintech Magazine”
Sep09

Exclusive: ‘A continental shift’ – Abdeslam Alaoui Smaili, HPS in “The Fintech Magazine”

Africa is a vast continent with huge potential in the payments space. We caught up with Abdeslam Alaoui Smaili, CEO of HPS, a multinational provider of payment solutions, based in Morocco, to discuss innovative services, financial inclusion and how his company is using blockchain there for social good. The first name that springs to mind when you put ‘payments’ and ‘Africa’ together is Kenyan money transfer and micro-financing service...

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Exclusive: ‘For your eyes only’ – Stuart Newey, Coutts and Mark Dabbs, Investec in “The Fintech Magazine”
Sep08

Exclusive: ‘For your eyes only’ – Stuart Newey, Coutts and Mark Dabbs, Investec in “The Fintech Magazine”

Stuart Newey, Head of Client Service & Delivery at Coutts, and Mark Dabbs, Fraud Systems and Analytics Manager at Investec, explore how AI can help private wealth managers combat crime. Most outsiders probably imagine the risk department of a private bank to be staffed by stiff-collared compliance teams who’ve only just upgraded to ballpoint from quill pens. Yet the reality couldn’t be more different. Because here is where some...

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Exclusive: ‘Above and  beyond banking’ – Mark Buitenhek, ING in “The Fintech Magazine”
Sep08

Exclusive: ‘Above and beyond banking’ – Mark Buitenhek, ING in “The Fintech Magazine”

ING is going further than most banks in redefining its role in payments. Mark Buitenhek, its Head of Transaction Services, tells us how and why. Life-changing can be an overused adjective, but it’s certainly justified for the impact of the COVID-19 pandemic. In multiple ways, how we live will forever be defined as either BC or AC – before or after coronavirus. The need to push the reset button is clear, as what were initially...

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Exclusive: ‘Reality Cheque’ – Carl Slabicki, BNY Mellon in “The Fintech Magazine”
Sep08

Exclusive: ‘Reality Cheque’ – Carl Slabicki, BNY Mellon in “The Fintech Magazine”

US corporates are waking up to the fact that digital payment systems are not just preferable but essential as the world finds different ways of working. Carl Slabicki, Head of Strategic Payment Solutions at BNY Mellon Treasury Services, believes  the phrase ‘the cheque’s in the post’ will mean nothing a generation from now. It’s a payment system that Alexander Hamilton (one of America’s founding fathers) would have been familiar with...

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Exclusive: ‘Switching Gears’ – Paula Blazquez Solano, Banco Sabadell in “The Fintech Magazine”
Sep04

Exclusive: ‘Switching Gears’ – Paula Blazquez Solano, Banco Sabadell in “The Fintech Magazine”

 As Head of Investments at Banco Sabadell’s digital innovation hub InnoCells, Paula Blazquez Solano understands that banking’s role has fundamentally changed… her job is to make the most of that opportunity. Open banking is redefining the role of institutional banks and, with it, comes the realisation that they can no longer automatically control the end-to-end customer journey. Sometimes they can only hope to be a cog in the system....

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Exclusive: ‘Think they’ve cracked it!’ – Sam O’Connor and Adam Goodall, Coconut in “The Fintech Magazine”
Sep04

Exclusive: ‘Think they’ve cracked it!’ – Sam O’Connor and Adam Goodall, Coconut in “The Fintech Magazine”

If keeping your self-employed tax in order drives you nuts, then professionally trained accountants Sam O’Connor and Adam Goodall know how you feel. In fact, it drove them to found Coconut – the bank that gives you  a ‘finance team in your pocket’… and what a lovely bunch they are. Life’s a beach, they say, for the self-employed. Determining their own hours, working at their own pace… if you’re on a nine-to-five treadmill it’s...

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Exclusive: ‘120 … a click too many ’ – Jim Marous, Banking Transformed and Peter-Jan Van De Venn, Mobiquity in “The Fintech Magazine”
Sep03

Exclusive: ‘120 … a click too many ’ – Jim Marous, Banking Transformed and Peter-Jan Van De Venn, Mobiquity in “The Fintech Magazine”

App experts Built For Mars went undercover this summer to find out which banks really had a slick onboarding process. We asked fintech’s Jim Marous, host of the Banking Transformed podcast, and Peter-Jan Van De Venn, Strategy Director at digital consultancy Mobiquity, what we can learn.  When you and banks know they have (or should have) access within seconds to reliable know your customer (KYC) data that has probably been used to...

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Exclusive: ‘The taxonomy of Fintech’ – Simon Hardie, Findexable in “The Fintech Magazine”
Sep03

Exclusive: ‘The taxonomy of Fintech’ – Simon Hardie, Findexable in “The Fintech Magazine”

Findexable’s Global Fintech Index is a new way to identify where the industry’s hot and where it’s not. We asked Founder Simon Hardie what makes these rankings different. There are many fintech indices out there, and, while many countries and cities aspire to feature close to the top of them, there is a dollop of scepticism about what it really means to be included in the rankings. The criteria by which they are calculated have never...

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Exclusive: ‘Elevated Decisions’ – Marcus Chambers, VMWare in “The Fintech Magazine”
Sep02

Exclusive: ‘Elevated Decisions’ – Marcus Chambers, VMWare in “The Fintech Magazine”

Financial institutions, with a timely nudge from COVID-19, have woken up to the transformational potential of the Cloud. We spoke to Marcus Chambers, VP of Sales for EMEA at CloudHealth by VMware, about the shifting balance between private and public Cloud, and the importance of customer-centricity. You have most likely seen software and digital infrastructure provider VMware in the headlines recently. And not in relation to financial...

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Exclusive: ‘Bringing clarity (and colour) to reconciliations’ – Andreas Burner, SmartStream in “The Fintech Magazine”
Sep02

Exclusive: ‘Bringing clarity (and colour) to reconciliations’ – Andreas Burner, SmartStream in “The Fintech Magazine”

With artificial intelligence and machine learning maturing rapidly, the number of use cases in financial services is rising. We caught up with SmartStream’s Chief Technology Officer, Andreas Burner, to discuss how reconciliations have jumped to the top of the tech agenda, how AI can support the most complex aspects of processing and what the firm’s Innovation Lab is cooking up next. Recent developments in deep learning have caught the...

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Exclusive: ‘Making its Mark’ – Zac Cohen, Trulioo in “The Fintech Magazine”
Sep02

Exclusive: ‘Making its Mark’ – Zac Cohen, Trulioo in “The Fintech Magazine”

“We need to re-evaluate how we approach identity, how we think about the online account opening process, and, most importantly, trust and safety online overall.” When those words belong to Zac Cohen, chief operating officer of global identity verification service Trulioo, speaking on the impact of the COVID-19 pandemic, it pays to take notice. Vancouver-based Trulioo has come a long way since 2011, when it set out on its mission to...

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The Fintech Magazine Issue 17
Sep01

The Fintech Magazine Issue 17

In this of The Fintech Magazine, From a messenger bank for Gen Zers to a challenger inspired by hip-hop, our look at neobanks of the world in this issue is a refreshing, upbeat change from the news of the past few months. There’s an urgency and optimism about these newbies – some spun out of more traditional institutions, others born out of pure, entrepreneurial genius, that haven’t been blown off course by the pandemic, and some that...

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Exclusive: ‘Stand-up, fall-down comedy’ – Ali Paterson, Fintech Finance in “The Fintech Magazine”
Jul22

Exclusive: ‘Stand-up, fall-down comedy’ – Ali Paterson, Fintech Finance in “The Fintech Magazine”

Ali Paterson has spent his pandemic binge watching HBO’s hit hi-tech show Silicon Valley. Here’s what it taught him… Like many people during lockdown, I’ve been spending far too much time on Netflix. Specifically, anything related to COVID-19 explained, documentaries on disease control and the next big pandemic, with some incredible interviews with people who have made it their life’s work to study what we are now facing.  One common...

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Exclusive: ‘Crowd pleasers’ – Smarterly & Money Dashboard in “The Fintech Magazine”
Jul21

Exclusive: ‘Crowd pleasers’ – Smarterly & Money Dashboard in “The Fintech Magazine”

What persuades fintech startups and scaleups to go down the crowdfunded route? Veteran money raisers Smarterly and Money Dashboard discuss strategy, paybacks and surprises with Seedrs and Crowdcube. Back in 2018, two British challenger banks acquired unicorn status after successful investment rounds. They were Monzo and Revolut – fintechs par excellence, with similar products and similar visions for the digital future of British...

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Exclusive: ‘The show must go on’ – Emily Camara, RBR in “The Fintech Magazine”
Jul20

Exclusive: ‘The show must go on’ – Emily Camara, RBR in “The Fintech Magazine”

The Fintech Magazine: Physical events were obviously one of the first activities to be suspended when the pandemic started, so can you tell us how RBR’s strategy has had to evolve in 2020? Emily Camara: RBR has always been, and continues to be, passionate about the value of physical conferences. Bringing people together and sharing knowledge is core to our offering and, quite simply, you cannot beat face-to-face interaction. Our event...

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Exclusive: ‘Age of reason’ – Paul Lindsay, free2 in “The Fintech Magazine”
Jul17

Exclusive: ‘Age of reason’ – Paul Lindsay, free2 in “The Fintech Magazine”

Why do boomers have such a hard time getting unsecured loans when many have guaranteed pension income? The same question occurred to Paul Lindsay, so he set out to answer it with free2. The cliché of the flat-capped pensioner tending his allotment, or the silver-haired couple spending weeks sipping wine on a cruise ship are just that – clichés. The reality is that, while the number of over-55s in the UK is growing, they’re...

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Exclusive: ‘A moment that matters’ – Carole Layzell, Nationwide in “The Fintech Magazine”
Jul15

Exclusive: ‘A moment that matters’ – Carole Layzell, Nationwide in “The Fintech Magazine”

With a branch in most neighbourhoods, Nationwide has made a virtue of being the bank on the street where you live. So we asked Channel Service Director Carole Layzell how a massive swing to online channels during the current crisis is affecting it. Nationwide, the world’s largest building society and one of the UK’s few remaining mutuals, prides itself on being there for the ‘moments that matter’. And, right now, the 130-year-old...

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Exclusive: ‘More please for SMEs!’ – Jason Oakley, Recognise in “The Fintech Magazine”
Jul14

Exclusive: ‘More please for SMEs!’ – Jason Oakley, Recognise in “The Fintech Magazine”

The pandemic has highlighted how traditional financial services are failing six million or so SMEs that together create the majority of wealth and employment. Neglected and hungry for change, they deserve better – and Recognise is determined they get it, says CEO Jason Oakley. Across the world, small business owners are lying awake at night to the sound of economies crashing to the ground. Many who, even at the best of times, walk a...

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Exclusive: ‘A year of challenge, a year of change’ – Anders la Cour, Banking Circle in “The Fintech Magazine”
Jul14

Exclusive: ‘A year of challenge, a year of change’ – Anders la Cour, Banking Circle in “The Fintech Magazine”

Now more than ever, a financial utility is needed that provides banks and others with a ready-made way to offer real-time settlement for businesses, says Banking Circle CEO Anders la Cour. Six months in and 2020 has proved just how unpredictable life, business and banking can be. How can a business of any size plan and prepare for the realities of a pandemic, with little to no warning and lingering uncertainty regarding the resumption...

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Exclusive: ‘Executive measures’ – Dexter Cousins, Tier One People & Alex Chirica, Broadgate Search in “The Fintech Magazine”
Jul13

Exclusive: ‘Executive measures’ – Dexter Cousins, Tier One People & Alex Chirica, Broadgate Search in “The Fintech Magazine”

Senior fintech recruitment specialists Dexter Cousins of Tier One People and Alex Chirica of Broadgate Search on when and why you should hire a banker. For the first few weeks of the COVID-19 crisis, millions of people across the country found themselves subjected to a crash-course in epidemiology: viral r-rates, ‘the curve’, and dramatic graphs comparing death rates across the world. Over the final few weeks of the same crisis, it’s...

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Exclusive: ‘Spotting the difference’ – Brett Beranek, Nuance Technologies in “The Fintech Magazine”
Jul10

Exclusive: ‘Spotting the difference’ – Brett Beranek, Nuance Technologies in “The Fintech Magazine”

Imitation might be the sincerest form of flattery – but not when it comes to customer authentication. Brett Beranek, Vice President and General Manager for Security and Biometrics at Nuance Technologies, says there is only one way to stay ahead of the deepfake masters and that’s to employ the same technology as they do. We’ve seen Carrie Fisher come back from the dead as Princess Leia, and Donald Trump apparently give speeches that...

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Exclusive: ‘Next-level normal’ – Gulru Atak, Citi and Andreas Burner, SmartStream in “The Fintech Magazine”
Jul09

Exclusive: ‘Next-level normal’ – Gulru Atak, Citi and Andreas Burner, SmartStream in “The Fintech Magazine”

Citi’s Gulru Atak and SmartStream’s Andreas Burner discuss how COVID-19 is propelling use cases for artificial intelligence in financial services, and how the best approach lies in collaboration between human and machine. COVID-19 has triggered a ‘new normal’ in many aspects of our lives, and banking is no exception. Previously unseen patterns in data, which have torpedoed normal forecasting, together with widespread disruption to...

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Exclusive: ‘How a ‘hacker’ mindset is responding to COVID-19′ – Lubaina Manji, Nesta Challenges in “The Fintech Magazine”
Jul08

Exclusive: ‘How a ‘hacker’ mindset is responding to COVID-19′ – Lubaina Manji, Nesta Challenges in “The Fintech Magazine”

Lubaina Manji, Senior Programme Manager at Nesta Challenges, on the transgressive fintechs taking their place on the financial frontline and how it’s supporting the new wave of responders. It’s widely recognised that banks are now comfortable collaborating, rather than competing, with the UK’s fintechs and I believe one of the main factors behind this is a fintech’s agility and ability to quickly pivot. It’s these same qualities that...

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Exclusive: ‘Moving on… and up’ – Ciaran Chu, ACI Worldwide in “The Fintech Magazine”
Jul07

Exclusive: ‘Moving on… and up’ – Ciaran Chu, ACI Worldwide in “The Fintech Magazine”

The pandemic has prompted banks and payment intermediaries to scrutinise operations as many accelerate planned transitions to a Cloud environment. Here, Ciaran Chu, Head of Public Cloud at ACI Worldwide, talks through some of the key considerations. The COVID-19 pandemic has catalysed a behavioural shift towards contactless, digital and wallet payments as users avoid going out to ATMs and bricks and mortar bank branches. Recent data...

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Exclusive: ‘Citi in the Cloud’ – Stuart Riley, Citi in “The Fintech Magazine”
Jul06

Exclusive: ‘Citi in the Cloud’ – Stuart Riley, Citi in “The Fintech Magazine”

Citi was one of the first big banks to adopt a private Cloud – or on-premise infrastructure – to help it respond to a changing client profile. Stuart Riley, who leads the Institutional Clients Group Operations and Technology team, discusses how it helps shape the bank’s approach to payments. A growing number of financial institutions are cautiously unlocking the potential in Cloud technology to boost services and customer experience –...

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Exclusive: ‘Way to make banking better’ – Deniz Güven, Mox in “The Fintech Magazine”
Jul03

Exclusive: ‘Way to make banking better’ – Deniz Güven, Mox in “The Fintech Magazine”

New virtual bank Mox isn’t keen on conventional numbers, be it the metrics used for market share or the 16 digits on a card. There’s only one big one that bothers CEO Deniz Güven and he’s tearing up the rule book to eliminate it. In scoping the market for a radical new approach to banking in Hong Kong, global financial player Standard Chartered compiled a list of things that frustrated customers about legacy systems. There were 87...

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Exclusive: ‘Cloud control’ – Nuno Sebastião, Feedzai in “The Fintech Magazine”
Jul02

Exclusive: ‘Cloud control’ – Nuno Sebastião, Feedzai in “The Fintech Magazine”

Feedzai has worked with Cloud-native Mox as it prepares to launch as one of Hong Kong’s first virtual banks. Here, Feedzai CEO Nuno Sebastião reflects on, among other things, which challengers are best placed to succeed, and how Clouds are changing the industry Feedzai is a market leader in developing machine learning technology to combat fraud and counts major banks and financial institutions across the world among its strategic...

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Exclusive: ‘Building for an unknown future’ – Elliott Limb, Mambu in “The Fintech Magazine”
Jul01

Exclusive: ‘Building for an unknown future’ – Elliott Limb, Mambu in “The Fintech Magazine”

Composable and collaborative are the watchwords for the new normal in banking, according to Elliott Limb, Chief Customer Officer for Cloud-native banking and lending software-as-a-service provider, Mambu. “If anybody in a bank’s telling you that they know what the bank’s going to look like in five or 10 years and can guarantee their market, then I think they may be in for a bit of a shock,” says Elliott Limb.  As chief customer...

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Exclusive: ‘A fintech box set’ – Laurent Nizri, Paris FinTech Forum in “The Fintech Magazine”
Jun30

Exclusive: ‘A fintech box set’ – Laurent Nizri, Paris FinTech Forum in “The Fintech Magazine”

Paris Fintech Forum ended a five-year run in January 2020, with founder Laurent Nizri (right) leaving fans on a cliffhanger. Now you can relive the last epic instalment with a special online edition, including all 150 panel debates and interviews. Hannah Duncan tuned in for her fintech (Net)fix. When we heard that Paris Fintech Forum, was coming to an end, we let out an almighty ‘NONNN!’.  Organised by the insanely well-connected...

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Exclusive: ‘Millennial millionaires and how to serve them’ – Henry Fudge, 220 in “The Fintech Magazine”
Jun29

Exclusive: ‘Millennial millionaires and how to serve them’ – Henry Fudge, 220 in “The Fintech Magazine”

The co-founder of 220, the world’s first digital ‘private members club’ bank, set out to meet the newly-gilded generation on their own terms. He let Hannah Duncan into the not-so-secret circle of the young elite. When I felt left out of Zurich’s elitist wealth management circles, I dyed my hair red and got a new tattoo. When Henry Fudge felt the same, he founded a luxury private bank.   Both of us are Welsh and both of us moved to...

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Exclusive: ‘The rainbow bank’ – Ali Niknam, Bunq in “The Fintech Magazine”
Jun26

Exclusive: ‘The rainbow bank’ – Ali Niknam, Bunq in “The Fintech Magazine”

Bunq’s founder Ali Niknam promised to take users to a world of banking that they’d never seen before. His mobile-only challenger is still on that yellow brick road and people are loving the journey. Angered by the failure of financial institutions during the 2008 recession and prompted by a sense of social duty to offer an alternative to what he saw as broken banking, serial entrepreneur Ali Niknam started working on bunq, a...

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Exclusive: ‘Free thinking’ – Babs Ogundeyi, Kuda Bank in “The Fintech Magazine”
Jun25

Exclusive: ‘Free thinking’ – Babs Ogundeyi, Kuda Bank in “The Fintech Magazine”

Babs Ogundeyi’s ‘crazy’ idea to start Nigeria’s first fully- licensed, mobile-only, fee-free bank is making perfect sense in a country where access and price are key barriers to inclusion. Less than a year in, Kuda Bank is providing not just a financial service, but a social one. When the people of Lagos, who’d been under full lockdown for five weeks, were given their socially distanced freedom, many chose not to head to a park or the...

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Exclusive: ‘Faith in numbers’ – Akmal Saleem, Rizq in “The Fintech Magazine”
Jun24

Exclusive: ‘Faith in numbers’ – Akmal Saleem, Rizq in “The Fintech Magazine”

It’s hard enough launching a new bank. That Akmal Saleem chose to launch a shariah-compliant lifestyle bank in the UK in the midst of a global pandemic, must put Rizq in the category of most ambitious startups of 2020. It was beaten out of the stocks only marginally by newcomer Niyah but, even then, it’s not exactly a crowded market: only a handful of UK providers offer banking services that strictly follow Islamic rules around money...

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Exclusive: ‘Getting to grips with  SME banking’ – Joseph Healy, Judo Bank in “The Fintech Magazine”
Jun24

Exclusive: ‘Getting to grips with SME banking’ – Joseph Healy, Judo Bank in “The Fintech Magazine”

In judo, you lift and throw opponents on their backs, pin them to the ground and apply various chokeholds or joint locks until they submit. It’s what SMEs might like to do to big banks. But Judo Bank’s co-founder Joseph Healy, has a better idea… Judo is all about using speed and agility to out-manoeuvre opponents bigger than you. What better name, then, for a challenger intent on running circles around what it sees as the lumbering...

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Exclusive: ‘Cash meeting disasters head on’ – Ron Delnevo, The Cash Learning Partnership in “The Fintech Magazine”
Jun23

Exclusive: ‘Cash meeting disasters head on’ – Ron Delnevo, The Cash Learning Partnership in “The Fintech Magazine”

Ron Delnevo, Chairman of The Cash Learning Partnership, describes how the network for innovation in humanitarian aid is seeking fintech solutions to solve world problems. On Boxing Day 2004, shaky mobile phone images captured a catastrophe unfolding in the Indian Ocean. An earthquake in the ocean floor – one of the biggest ever recorded – propelled a deadly tsunami towards the beaches of Indonesia, Thailand and Sri Lanka. More than...

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